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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in St. Paul, MN

  1. Top Carrot, Carrot Score 88
    Blaze Credit UnionPremium CertificateCD · 72 months · $10,000 min

    Credit union · 2 branches

    4.60%APY$3,098 over 72 months on $10,000
  2. Affinity PlusBasic CertificateCD · 60 months · $500 min

    Credit union · 2 branches

    4.50%APY$2,462 over 60 months on $10,000
  3. Top Carrot, Carrot Score 88
    Blaze Credit UnionRegular CertificateCD · 72 months · $500 min

    Credit union · 2 branches

    4.50%APY$3,023 over 72 months on $10,000
  4. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 2 branches

    4.40%APY$478 over 13 months on $10,000
  5. Top Carrot, Carrot Score 89
    Associated Healthcare Credit UnionCertificates of DepositCD · 18 months · $1,000 min

    Credit union · 1 branch

    4.40%APY$667 over 18 months on $10,000intro rate
  6. Top Carrot, Carrot Score 88
    TruStone FinancialCertificateCD · 7 months · $2,500 min

    Credit union · 1 branch

    4.25%APY$246 over 7 months on $10,000
  7. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 4 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  8. Top Carrot, Carrot Score 91
    TopLine Financial Credit UnionCertificate SpecialsCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$425 over 1 year on $10,000
  9. Wings Credit UnionStandard Certificate of DepositCD · 84 months · $500 min

    Credit union · 1 branch

    4.25%APY$3,382 over 84 months on $10,000
  10. Coulee BankCertificate of Deposit SpecialCD · 23 months · $1,000 min

    Bank · 1 branch

    4.15%APY$811 over 23 months on $10,000intro rate
  11. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 4 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  12. Wings Credit Union17 Month Special CertificateCD · 17 months · $500 min

    Credit union · 1 branch

    4.10%APY$586 over 17 months on $10,000intro rate
  13. Farm Credit Employees Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.07%APY$2,208 over 60 months on $10,000
  14. City & County Credit UnionCertificates of DepositCD · 9 months · $5,000 min

    Credit union · 1 branch

    4.06%APY$303 over 9 months on $10,000
  15. Top Carrot, Carrot Score 91
    TopLine Financial Credit UnionShare CertificateCD · 3 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$99 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in St. Paul, MN

308 CDs at 23 banks and credit unions · checked Oct 6–22

Typical
2.77%
Top 10% from
4.17%
Banks, typical
0.58%
Credit unions, typical
3.85%

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Minneapolis, MN-WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. VisionBankBank · 1 branch
  2. Luminate BankBank · 1 branch
  3. St. Paul Federal Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate