Credit union · NCUA insured
Associated Healthcare Credit Union CD Rates
Top CarrotAssociated Healthcare Credit Union’s best CD rate is 4.40% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Associated Healthcare Credit Union’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Associated Healthcare Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Associated Healthcare Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $667
Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Associated Healthcare Credit Union CD score
89
CD score
Higher than 90% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo4.40%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Associated Healthcare Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.40%APY · 8 terms
Membership eligibility requirements apply. No setup or maintenance fees. Early withdrawal penalty: 90-day dividend penalty for 6 and 12-month terms; 180-day dividend penalty for terms over 1 year (14, 18, 22, 24, 36, 48, 60 months). Quoted APY based on dividends paid quarterly to certificate. Opening minimum $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal subject to 90-day penalty of dividends. Quoted APY based on dividends paid quarterly to the certificate | 3.50% | $173 |
| 7 months7 Month CD Special. Requires 100% New Money. Quoted APY based on dividends paid quarterly to the certificate | 4.00% | $231 |
| 12 monthsEarly withdrawal subject to 90-day penalty of dividends. Quoted APY based on dividends paid quarterly to the certificate | 3.50% | $350 |
| 18 months18 Month CD Special. Requires 100% New Money. Early withdrawal subject to 180-day penalty of dividends. Quoted APY based on dividends paid quarterly to the certificate | 4.40% | $667 |
| 18 monthsEarly withdrawal subject to 180-day penalty of dividends. Quoted APY based on dividends paid quarterly to the certificate | 3.50% | $530 |
| 24 monthsEarly withdrawal subject to 180-day penalty of dividends. Quoted APY based on dividends paid quarterly to the certificate | 3.50% | $712 |
| 36 monthsEarly withdrawal subject to 180-day penalty of dividends. Quoted APY based on dividends paid quarterly to the certificate | 3.50% | $1,087 |
| 48 monthsEarly withdrawal subject to 180-day penalty of dividends. Quoted APY based on dividends paid quarterly to the certificate | 3.50% | $1,475 |
| 60 monthsEarly withdrawal subject to 180-day penalty of dividends. Quoted APY based on dividends paid quarterly to the certificate | 4.00% | $2,167 |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
IRA CDs
Up to 4.10%APY · 7 terms
Traditional and Roth IRA options available. No setup fees; no monthly or annual maintenance fees. Early withdrawal penalties: 90 days of dividends for 6 and 12 month terms; 180 days of dividends for 18, 24, 36, 48, and 60 month terms. APY based on required minimum deposit with dividends paid quarterly to certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsA 90-day penalty of dividends applies for early withdrawal. Terms listed are based on the required minimum deposit with all dividends paid quarterly to the certificate | 3.60% | $178 |
| 12 monthsA 90-day penalty of dividends applies for early withdrawal. Terms listed are based on the required minimum deposit with all dividends paid quarterly to the certificate | 3.60% | $360 |
| 18 monthsA 180-day penalty of dividends applies for early withdrawal. Terms listed are based on the required minimum deposit with all dividends paid quarterly to the certificate | 3.60% | $545 |
| 24 monthsA 180-day penalty of dividends applies for early withdrawal. Terms listed are based on the required minimum deposit with all dividends paid quarterly to the certificate | 3.60% | $733 |
| 36 monthsA 180-day penalty of dividends applies for early withdrawal. Terms listed are based on the required minimum deposit with all dividends paid quarterly to the certificate | 3.60% | $1,119 |
| 48 monthsA 180-day penalty of dividends applies for early withdrawal. Terms listed are based on the required minimum deposit with all dividends paid quarterly to the certificate | 3.60% | $1,520 |
| 60 monthsA 180-day penalty of dividends applies for early withdrawal. Terms listed are based on the required minimum deposit with all dividends paid quarterly to the certificate | 4.10% | $2,225 |
Who can join Associated Healthcare Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Healthcare employees, professionals, independent contractors, students in medical/healthcare fields, and self-employed healthcare workers in specified Minnesota counties (and their families) are eligible to join.
- Employees of Select Employer Groups (Allina Health, Children's Hospitals and Clinics of Minnesota, Medica, Blue Cross Blue Shield, HealthEast, or Associated Healthcare Credit Union) and their eligible family members are eligible to join.
Military, government and schools
- Students, employees, faculty, staff, and alumni (and their families) who attended a college or university in specified Minnesota counties are eligible to join.
Family and household
- Family and household members (spouses, blood or adopted relatives, and immediate family and household members) of existing members are eligible to join.
Membership information collected October 4, 2026.