Credit union · NCUA insured
Farm Credit Employees Federal Credit Union
A $18.3M credit union headquartered in St. Paul, MN, with 1,406 members and 1 branch in Minnesota. Best rates: CDs 4.07% and savings 0.75% APY.
Farm Credit Employees Federal Credit Union Carrot Score
74
Carrot Score
Higher than 37% of U.S. banks and credit unions
#57 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Farm Credit Employees Federal Credit Union
Farm Credit Employees Federal Credit Union is a member-owned financial organization chartered in 1934.
Dedicated to providing members an efficient source of confidential credit and promoting thrift, the credit union serves employees within the AgriBank district and their families.
- Headquarters
- 30 7th St E Ste 265, St. Paul, MN 55101-4958
- NCUA charter
- 22132
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees within the AgriBank district are eligible for membership.
Family and household
- Families of employees within the AgriBank district are eligible for membership.
Branches
1 branch in Minnesota
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Minnesota
1 branch
- Main OfficeMain office30 7th St E Ste 265, St. Paul, MN 55101Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.95% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.62% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.39% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $86 | $59 | — |
- CapitalNet worth ratio10.95%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.62%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.39%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$86Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Farm Credit Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.