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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Spartanburg, SC metro

  1. Truliant Federal Credit UnionRegular CertificatesCD · 12 months · $250 min · 2.99%–5.00% by balance

    Credit union · 1 branch

    5.00%APY$500 over 1 year on $10,000
  2. Southern BankCertificates of DepositCD · 25 months · $1,000 min

    Bank · 1 branch

    5.00%APY$1,070 over 25 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.50%APY$1,412 over 36 months on $10,000
  4. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 5 branches

    4.25%APY$317 over 9 months on $10,000
  5. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 5 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  6. Top Carrot, Carrot Score 91
    Spero FinancialTerm Share CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.25%APY$425 over 1 year on $10,000
  7. Top Carrot, Carrot Score 91
    Carolina Foothills Federal Credit UnionTerm Share CertificateCD · 36 months · $500 min

    Credit union · 3 branches

    4.20%APY$1,314 over 36 months on $10,000
  8. MTC Federal Credit UnionSpecialsCD · 8 months · $500 min

    Credit union · 1 branch

    4.17%APY$276 over 8 months on $10,000with conditions
  9. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    4.10%APY$169 over 5 months on $10,000intro rate
  10. South Carolina Federal Credit UnionPremium Share CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.10%APY$2,225 over 60 months on $10,000with conditions
  11. MTC Federal Credit UnionShare Certificates PlusCD · 60 months · $10,000 min

    Credit union · 1 branch

    4.01%APY$2,172 over 60 months on $10,000
  12. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 9 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  13. South Carolina Federal Credit UnionRegular Share CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000
  14. CBL State Savings BankCDSCD · 12 months · $1,000 min

    Bank · 1 branch

    3.85%APY$385 over 1 year on $10,000
  15. United Community BankCertificates of DepositCD · 8 months · $2,500 min

    Bank · 4 branches

    3.80%APY$252 over 8 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Spartanburg, SC metro

248 CDs at 20 banks and credit unions · checked Oct 6–22

Typical
1.93%
Top 10% from
3.85%
Banks, typical
0.28%
Credit unions, typical
3.47%

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Spartanburg, SC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. CPM Federal Credit UnionCredit union · 2 branches
  2. Carolina Foothills Federal Credit UnionCredit union · 3 branches
  3. Spero FinancialCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate