Bank · FDIC insured
CBL State Savings Bank CD Rates
CBL State Savings Bank’s best CD rate is 3.85% APY on a 1-year CD. Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How CBL State Savings Bank’s CD rates compare
Compared with banks and credit unions near Greenville, SC, where CBL State Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
CBL State Savings Bank
3.85%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $385
CDS
Top rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
2nd-highest rate
Southern Bank
5.00%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $1,070
CBL State Savings Bank CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CBL State Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDS
Up to 3.85%APY · 3 terms
Minimum balance required to open and obtain the stated APY. Rates and APYs are subject to change at any time after account opening. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAuto-renewal off specials. Compounded quarterly. Early withdrawal penalties may apply | 0.20% | $10 |
| 12 monthsCompounded quarterly. Early withdrawal penalties may apply | 3.85% | $385 |
| 24 monthsCompounded quarterly. Early withdrawal penalties may apply | 3.85% | $785 |
Sources (1)
- mycbl.bank/savings-rates · captured Oct 4, 2026
Special CD Rates
3.80%APY · 1 term
Minimum balance required to open and obtain the stated APY. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsEarly withdrawal penalties may apply | 3.80% | $284 |
Sources (1)
- mycbl.bank/savings-rates · captured Oct 4, 2026
Special-purpose accounts
IRA's
3.85%APY · 2 terms
Minimum balance required to open and obtain the stated APY. Available as Traditional or Roth IRA CDs. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTraditional IRA CD. Compounded quarterly. Early withdrawal penalties may apply | 3.85% | $385 |
| 24 monthsTraditional IRA CD. Compounded quarterly. Early withdrawal penalties may apply | 3.85% | $785 |
Sources (1)
- mycbl.bank/savings-rates · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.