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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Richmond, VA metro

  1. The United Methodist Credit UnionCD Special (8-Month Certificate)CD · 8 months · $5,000 min

    Credit union · 1 branch

    5.00%APY$331 over 8 months on $10,000intro rate
  2. Top Carrot, Carrot Score 98
    Langley Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  3. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 9 branches

    4.25%APY$317 over 9 months on $10,000
  4. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 38 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  5. BayPort Credit UnionShare CertificatesCD · 13 months · $2,500 min

    Credit union · 1 branch

    4.25%APY$461 over 13 months on $10,000with conditions
  6. Top Carrot, Carrot Score 87
    Henrico Federal Credit Union15-Month Certificate SpecialCD · 15 months

    Credit union · 8 branches

    4.20%APY$528 over 15 months on $10,000intro rate
  7. Atlantic Union BankSpecial Certificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 21 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  8. Burke & Herbert Bank23-Month Online CDCD · 23 months

    Bank · 1 branch

    4.11%APY$803 over 23 months on $10,000intro rate
  9. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 3 branches

    4.10%APY$621 over 18 months on $10,000
  10. Top Carrot, Carrot Score 87
    Henrico Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · 8 branches

    4.10%APY$1,281 over 36 months on $10,000
  11. United BankDigital CDsCD · 11 months · $500 min

    Bank · 13 branches

    4.05%APY$371 over 11 months on $10,000
  12. Blue Ridge BankCertificate of Deposit SpecialsCD · 23 months · $1,000 min

    Bank · 7 branches

    4.05%APY$791 over 23 months on $10,000intro rate
  13. Homebase Credit UnionShare CertificateCD · 60 months · $2,500 min

    Credit union · 3 branches

    4.02%APY$2,178 over 60 months on $10,000
  14. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 6 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  15. Fulton BankCertificate of Deposit Promo - New MoneyCD · 7 months · $10,000 min

    Bank · 3 branches

    4.00%APY$231 over 7 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Richmond, VA metro

375 CDs at 35 banks and credit unions · checked Oct 6–22

Typical
2.20%
Top 10% from
4.00%
Banks, typical
1.50%
Credit unions, typical
3.50%

Is your bank paying you enough?

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Richmond, VA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Langley Credit UnionCredit union · 1 branch
  2. Primis BankBank · 9 branches
  3. Peoples Advantage FCUCredit union · 4 branches
See all ranked institutions