Credit union · NCUA insured
BayPort Credit Union CD Rates
BayPort Credit Union’s best CD rate is 4.25% APY on a 13-month share certificate (CD), with extra requirements. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How BayPort Credit Union’s CD rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where BayPort Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BayPort Credit Union
4.25%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000
- $461
Share Certificates
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,462
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.25%APY · 14 terms
Dividend rate is based on member relationship at certificate purchase (Premier/Select, Preferred, or Regular). If the account changes to Classic Relationship before maturity, the dividend rate reverts to the regular dividend rate in effect at account opening. Dividends compound monthly except for the 91-day Share Certificate, which pays at maturity. 13-month Special replaced historical 9-month Special. Members under 25 qualify for 30-month certificate with $100 minimum. 25-month Flex certificate auto-renews to 24-month at new rate and allows three one-time options (rate bump, deposit, withdrawal).
| Term | APY · $1,000 and up | APY · $2,500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months91-day. Preferred Relationship | 1.31% | — | — | 1.31% | $33 |
| 3 months91-day. Premier / Select Relationship | 1.36% | — | — | 1.36% | $34 |
| 3 months91-day. Regular (no relationship bump) | 1.05% | — | — | 1.05% | $26 |
| 6 months6-month. Preferred Relationship | 1.50% | — | — | 1.50% | $75 |
| 6 months6-month. Premier / Select Relationship | 1.55% | — | — | 1.55% | $77 |
| 6 months6-month. Regular (no relationship bump) | 1.25% | — | — | 1.25% | $62 |
| 12 months12-month. Preferred Relationship | 2.15% | — | — | 2.15% | $215 |
| 12 months12-month. Premier / Select Relationship | 2.20% | — | — | 2.20% | $220 |
| 12 months12-month. Regular (no relationship bump) | 1.90% | — | — | 1.90% | $190 |
| 13 months13-month Special. Preferred Relationship | — | 4.20% | — | 4.20% | $456 |
| 13 months13-month Special. Premier / Select Relationship | — | 4.25% | — | 4.25% | $461 |
| 13 months13-month Special. Regular (no relationship bump) | — | 3.94% | — | 3.94% | $428 |
| 18 months18-month. Preferred Relationship | 2.15% | — | — | 2.15% | $324 |
| 18 months18-month. Premier / Select Relationship | 2.20% | — | — | 2.20% | $332 |
| 18 months18-month. Regular (no relationship bump) | 1.90% | — | — | 1.90% | $286 |
| 19 months19-month Special. Preferred Relationship | — | 4.20% | — | 4.20% | $673 |
| 19 months19-month Special. Premier / Select Relationship | — | 4.25% | — | 4.25% | $681 |
| 19 months19-month Special. Regular (no relationship bump) | — | 3.94% | — | 3.94% | $631 |
| 24 months24-month. Preferred Relationship | 2.15% | — | — | 2.15% | $435 |
| 24 months24-month. Premier / Select Relationship | 2.20% | — | — | 2.20% | $445 |
| 24 months24-month. Regular (no relationship bump) | 1.90% | — | — | 1.90% | $384 |
| 25 months25-month Flex. Premier / Select Relationship. Auto-renews to 24-month at new 24-month rate. Options: bump to 24-month rate, additional deposit up to 25% or $25k, penalty-free withdrawal up to 25% or $25k | — | — | 3.65% | 3.65% | $775 |
| 30 months30-month. Preferred Relationship. Members under 25 qualify for $100 minimum | 2.15% | — | — | 2.15% | $546 |
| 30 months30-month. Premier / Select Relationship. Members under 25 qualify for $100 minimum | 2.20% | — | — | 2.20% | $559 |
| 30 months30-month. Regular (no relationship bump). Members under 25 qualify for $100 minimum | 1.90% | — | — | 1.90% | $482 |
| 36 months36-month. Preferred Relationship | 2.15% | — | — | 2.15% | $659 |
| 36 months36-month. Premier / Select Relationship | 2.20% | — | — | 2.20% | $675 |
| 36 months36-month. Regular (no relationship bump) | 1.90% | — | — | 1.90% | $581 |
| 37 months37-month Special. Preferred Relationship | — | 3.45% | — | 3.45% | $1,102 |
| 37 months37-month Special. Premier / Select Relationship | — | 3.51% | — | 3.51% | $1,122 |
| 37 months37-month Special. Regular (no relationship bump) | — | 3.20% | — | 3.20% | $1,020 |
| 48 months48-month. Preferred Relationship | 2.15% | — | — | 2.15% | $888 |
| 48 months48-month. Premier / Select Relationship | 2.20% | — | — | 2.20% | $909 |
| 48 months48-month. Regular (no relationship bump) | 1.90% | — | — | 1.90% | $782 |
| 59 months59-month Special. Preferred Relationship | — | 4.20% | — | 4.20% | $2,242 |
| 59 months59-month Special. Premier / Select Relationship | — | 4.25% | — | 4.25% | $2,271 |
| 59 months59-month Special. Regular (no relationship bump) | — | 3.94% | — | 3.94% | $2,092 |
| 60 months60-month. Preferred Relationship | 2.15% | — | — | 2.15% | $1,122 |
| 60 months60-month. Premier / Select Relationship | 2.20% | — | — | 2.20% | $1,149 |
| 60 months60-month. Regular (no relationship bump) | 1.90% | — | — | 1.90% | $987 |
Sources (1)
- bayportcu.org/rates · captured Oct 22, 2026
Special-purpose accounts
IRA Certificates
Up to 4.25%APY · 9 terms
Dividend rate is based on member relationship at certificate purchase (Premier/Select, Preferred, or Regular). If the account changes to Classic Relationship before maturity, the dividend rate reverts to the regular dividend rate in effect at account opening. Dividends compound monthly. 13-month Special replaced historical 9-month Special.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1-year. Preferred Relationship | 2.15% | $215 |
| 12 months1-year. Premier / Select Relationship | 2.20% | $220 |
| 12 months1-year. Regular (no relationship bump) | 1.90% | $190 |
| 13 months13-month Special. Preferred Relationship | 4.20% | $456 |
| 13 months13-month Special. Premier / Select Relationship | 4.25% | $461 |
| 13 months13-month Special. Regular (no relationship bump) | 3.94% | $428 |
| 19 months19-month Special. Preferred Relationship | 4.20% | $673 |
| 19 months19-month Special. Premier / Select Relationship | 4.25% | $681 |
| 19 months19-month Special. Regular (no relationship bump) | 3.94% | $631 |
| 24 months2-year. Preferred Relationship | 2.15% | $435 |
| 24 months2-year. Premier / Select Relationship | 2.20% | $445 |
| 24 months2-year. Regular (no relationship bump) | 1.90% | $384 |
| 36 months3-year. Preferred Relationship | 2.15% | $659 |
| 36 months3-year. Premier / Select Relationship | 2.20% | $675 |
| 36 months3-year. Regular (no relationship bump) | 1.90% | $581 |
| 37 months37-month Special. Preferred Relationship | 3.45% | $1,102 |
| 37 months37-month Special. Premier / Select Relationship | 3.51% | $1,122 |
| 37 months37-month Special. Regular (no relationship bump) | 3.20% | $1,020 |
| 48 months4-year. Preferred Relationship | 2.15% | $888 |
| 48 months4-year. Premier / Select Relationship | 2.20% | $909 |
| 48 months4-year. Regular (no relationship bump) | 1.90% | $782 |
| 59 months59-month Special. Preferred Relationship | 4.20% | $2,242 |
| 59 months59-month Special. Premier / Select Relationship | 4.25% | $2,271 |
| 59 months59-month Special. Regular (no relationship bump) | 3.94% | $2,092 |
| 60 months5-year. Preferred Relationship | 2.15% | $1,122 |
| 60 months5-year. Premier / Select Relationship | 2.20% | $1,149 |
| 60 months5-year. Regular (no relationship bump) | 1.90% | $987 |
Sources (1)
- bayportcu.org/rates · captured Oct 22, 2026
Who can join BayPort Credit Union
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