Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Philadelphia, PA-NJ-DE-MD metro
- 3.75%APY$280 over 9 months on $10,000
Requirements
Product: Available In Branch and Online. Automatically renews at maturity.
Offer: Fixed rate for 9 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.69% interest rate · Effective Sep 25, 2026
Rate checked
More details - 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details - Andrews Federal Credit UnionJumbo Fixed Rate Share CertificatesCD · 12 months · $10,000 min
Credit union · 3 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Early withdrawal penalties apply.
3.70% interest rate
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - Affiliated Trades CU12 Month Share CertificateCD · 12 months · $1,000 min · 3.75%–3.96% by balance
Credit union · 1 branch
3.75%APY$375 over 1 year on $10,000Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
3.69% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 12 Month Share Certificate Balance APY $1,000 and upYour amount 3.75% $25,000 and up 3.85% $50,000 and up 3.96% Rate checked
More details - 3.75%APY$407 over 13 months on $10,000intro rate
Requirements
Product: Limited time offer for individuals without a personal QNB checking account. Excludes IRA, business, trust, and municipal accounts. Penalty fees may apply for early withdrawal.
Offer: QNB checking account not required ($100 minimum deposit for QuiNBy's CDs). No minimum balance requirement. Automatically renews to non-promotional 13-month term at prevailing APY.
Promotional rate · 3.68% interest rate · Balance cap $250,000 · Effective Sep 22, 2026
Rate checked
More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Minimum daily balance is the amount of principal in the account each day. For certificates with the Bump Up option, the interest rate and APY may be changed once during the term of the certificate.
Offer: Bump-Up certificate: interest rate and APY may be changed once during the term.
3.69% interest rate · Effective Oct 16, 2026
Rate checked
More details - Delaware State Police Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 1 branch
3.72%APY$372 over 1 year on $10,000Requirements
Product: Minimum opening deposit of $500. Early withdrawal penalty may apply.
Offer: Early withdrawal penalty may apply.
3.65% interest rate · Effective Sep 1, 2026
Rate checked
More details - Andrews Federal Credit UnionFixed Rate Share CertificatesCD · 12 months · $1,000 min
Credit union · 3 branches
3.70%APY$370 over 1 year on $10,000Requirements
Product: Must open and maintain a minimum $1,000 balance to earn advertised APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - Andrews Federal Credit UnionRaise Your Rate Share CertificateCD · 24 months · $1,000 min
Credit union · 3 branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Offers up to a maximum of 3 opportunities to request a rate raise to the current Fixed Rate Share Certificate rate of the same term. Account must be opened for at least 6 months before first rate raise, and at least 6 months between raises. Minimum $1,000 deposit and balance. Dividends compounded and credited quarterly. Early withdrawal penalties apply.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Up to 3 rate raises allowed over term (once every 6 months). Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - 3.70%APY$754 over 24 months on $10,000
Requirements
Product: Available In Branch and Online. Automatically renews at maturity.
Offer: Fixed rate for 24 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.64% interest rate · Effective Sep 25, 2026
Rate checked
More details - 3.65%APY$181 over 6 months on $10,000
Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
3.59% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal may apply; penalty may affect principal.
Offer: Penalty for early withdrawal may apply.
3.57% interest rate
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000
Requirements
Product: When your goal is income: $5,000 minimum to open. Simple interest paid/credited monthly or quarterly. Terms: 6, 12, 18, 30 or 60 months. Penalties may apply for early withdrawal. Fees could reduce earnings on the account.
Offer: The minimum balance required to open an Income Certificate of Deposit and obtain the APY is $5,000. A penalty may be imposed for early withdrawal. Interest is calculated on the daily balance, simple interest, and credited on a monthly or quarterly basis. Fees could reduce earnings.
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000with conditions
Requirements
Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.
Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.
Qualified rate · 3.54% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Philadelphia, PA-NJ-DE-MD metro
1,230 CDs at 117 banks and credit unions · checked Oct 16–22
- Typical
- 3.15%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.51%
Is your bank paying you enough?
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches