Best CD rates and certificates

Requirements

Product: Early withdrawal of funds results in loss of dividend earnings; penalty of 90 days dividends on certificates of less than one year, and 180 days dividends on certificates of one year or more.

Requirements

Product: Account fees may reduce earnings on certificates.

Requirements

Product: Fixed rates with terms from 3 to 60 months. Penalty for early withdrawal applies (charged only on principal withdrawn: 3 months earnings if term < 1 year, 6 months earnings if term 1 to < 3 years, 12 months earnings if term >= 3 years; waived upon death). Interest earned may be withdrawn without penalty at any time during current term.

Offer: 20 Month Rising Rate CD. The rate may change after the account is opened. A penalty may be imposed for early withdrawal.

Requirements

Product: Membership eligibility and requirements apply. Fees may reduce earnings. Certificate interest is calculated by the daily balance method, which applies a daily periodic rate to the principal in the account each day. Interest is compounded and credited monthly. Fixed interest rates for the term of the Certificate. Early withdrawal penalty applies (smaller of interest since issuance/renewal or 180 days of interest). Unless otherwise stated, certificates automatically renew at maturity to the rate effective at that time. Minimum balance / opening minimum is $100.

Requirements

Product: Must qualify for membership. Early withdrawal penalty applies. Calculated on minimum opening deposit.

Requirements

Product: Membership eligibility required. Special rates are only available for new funds to American Spirit FCU.

Offer: Available for new funds to American Spirit FCU only. Membership eligibility required.

Requirements

Product: $500 minimum balance. Dividends and principal assumed to remain on deposit until maturity; early withdrawal subject to penalty. No monthly maintenance fee.

Requirements

Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.

Offer: Requires $10,000 minimum balance in new money to the bank.

Requirements

Product: Up to 50% of the Flex Certificate balance may be withdrawn one time over the term of the Certificate with no penalty. Subsequent withdrawals or withdrawals in excess of 50% are subject to early withdrawal penalties. Minimum deposit to open is $100; maximum deposit is $500,000. Additional funds up to the maximum deposit can be added at any time during the term. Automatically renews at maturity to the rate in effect at that time.

Requirements

Product: Special offer Certificates of Deposit. Substantial penalty for early withdrawal except on the 2-month CD where withdrawals are permitted without penalty after funds have been on deposit for seven days. Fees could reduce earnings.

Offer: The minimum balance required to open and obtain the APY is $1,000. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Substantial penalty for early withdrawal. Fees could reduce the earnings on the account.

Requirements

Product: No monthly maintenance fees. Access our highest savings rate with certificates. Variety of terms and rates available.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: $1,000 minimum balance to obtain APY. Early withdrawal penalties apply.

Offer: $1,000 minimum balance to obtain APY.

Requirements

Product: Limited-time offer celebrating QNB Bank's 149th Founders' Day Anniversary. Excludes IRA, trust, estate, and municipal accounts. Penalty fees may apply for early withdrawal.

Offer: Standard deposit account opening; $100 minimum for QuiNBy's CDs. At maturity, CDs automatically renew to a non-promotional 12-month term at prevailing APY.