Credit union · NCUA insured
GE Credit Union CD Rates
GE Credit Union’s best CD rate is 4.00% APY on a 7-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How GE Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where GE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
GE Credit Union
4.00%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $231
Term Share Certificate
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
GE Credit Union CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.35%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GE Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 4.00%APY · 8 terms
$500 minimum balance. Dividends and principal assumed to remain on deposit until maturity; early withdrawal subject to penalty. No monthly maintenance fee.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 2.00% | $100 |
| 7 months | 4.00% | $231 |
| 12 months | 3.35% | $335 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (3)
- mygecreditunion.com/Rates
- mygecreditunion.com/en-US/Bank…rtificates-Money-Markets
- mygecreditunion.com/en-US
All captured Oct 4, 2026
Special-purpose accounts
IRA Share Certificate
Up to 4.00%APY · 8 terms
Available as Traditional, Roth, and Coverdell Education IRAs. $500 minimum opening deposit/balance. Early withdrawal of principal before maturity subject to penalty (up to six months' dividends). No maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 2.00% | $100 |
| 7 months | 4.00% | $231 |
| 12 months | 3.35% | $335 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (2)
All captured Oct 4, 2026
Who can join GE Credit Union
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