Credit union · NCUA insured
Reliance FCU CD Rates
Reliance FCU’s best CD rate is 4.00% APY on a 10-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Reliance FCU’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Reliance FCU has the most branches. $10,000, best rate first.
This credit union’s best
Reliance FCU
4.00%APY
- Term
- 10 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $332
Certificate of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Reliance FCU CD score
78
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo2.40%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo2.70%
- 31–60 months31–60 mo3.20%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Reliance FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 9 terms
No monthly maintenance fees. Access our highest savings rate with certificates. Variety of terms and rates available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.25% | $56 |
| 6 months | 2.40% | $119 |
| 10 months | 4.00% | $332 |
| 12 months | 2.50% | $250 |
| 13 monthsCD Special Promotion. Promotion is for new and current members - standard terms and conditions apply. CD is nonrenewable - maturity will deposit funds into savings. Stated rate 3.33% for 13 months | 3.39% | $368 |
| 24 months | 2.70% | $547 |
| 36 months | 2.90% | $895 |
| 48 months | 3.10% | $1,299 |
| 60 months | 3.20% | $1,706 |
Who can join Reliance FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or studies in the Philadelphia or Greater Philadelphia Area (including Conshohocken, East Norriton, King of Prussia, and Norristown) is eligible for membership.
Employers and groups
- Employees at select employer groups (including Arnold's Family Fun Center, Oaks Center Cinema, and American Treasure Tour Museum in Oaks, PA) are eligible for membership.
Family and household
- Anyone who is a family member of a current Reliance FCU member is eligible for membership regardless of geographic location.
Other ways
- All community members or frequent attendees of Eddystone United Methodist Church are eligible for membership.
- Individuals who have visited Arnold's Family Fun Center (Oaks, PA) starting January 1st, 2026 are eligible for membership.
Membership information collected October 5, 2026.