Credit union · NCUA insured
Deepwater Industries Federal Credit Union CD Rates
Deepwater Industries Federal Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How Deepwater Industries Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Deepwater Industries Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Deepwater Industries Federal Credit Union
4.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $400
12 Month Share Certificate
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
12 Month Share Certificate
4.00%APY · 1 term
$1,000 minimum balance to obtain APY. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months$1,000 minimum balance to obtain APY | 4.00% | $400 |
Sources (1)
- deepwaterind.org/rates · captured Oct 4, 2026
6 Month Special Share Certificate
2.50%APY · 1 term
Limited-time promotional certificate available July 1, 2026 through September 30, 2026. Membership eligibility required. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsLimited-time offer available July 1, 2026 - September 30, 2026. $1,000 minimum balance to obtain APY ($1,000 minimum opening deposit). Membership eligibility required | 2.50% | $124 |
Who can join Deepwater Industries Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of participating Select Employer Groups are eligible for membership with proof of eligibility.
Military, government and schools
- Students and employees of Salem Community College are eligible for membership.
Family and household
- Immediate family members (spouse, stepparent, parent, stepchild, child, stepsibling, sibling, grandparent, grandchild, or domestic partner) and household members of a current DIFCU member are eligible for membership.
- Immediate family members of employees and retirees of participating Select Employer Groups are eligible for membership.
Other ways
- Members of the Pennsville Public Library are eligible for membership.
Cost to join
- A $5.00 deposit in a share/savings account is required to represent ownership share and is held until the end of membership.
Membership information collected October 5, 2026.