Bank · FDIC insured
Harleysville Bank CD Rates
Harleysville Bank’s best CD rate is 4.05% APY on a 20-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Harleysville Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Harleysville Bank has the most branches. $10,000, best rate first.
This bank’s best
Harleysville Bank
4.05%APY
- Term
- 20 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $684
Certificate of Deposit (CD)
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Harleysville Bank CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo1.25%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Harleysville Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.05%APY · 13 terms
Fixed rates with terms from 3 to 60 months. Penalty for early withdrawal applies (charged only on principal withdrawn: 3 months earnings if term < 1 year, 6 months earnings if term 1 to < 3 years, 12 months earnings if term >= 3 years; waived upon death). Interest earned may be withdrawn without penalty at any time during current term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsA penalty may be imposed for early withdrawal | 1.01% | $25 |
| 6 monthsA penalty may be imposed for early withdrawal | 1.25% | $62 |
| 7 months7 Month No Penalty CD. No penalties for early withdrawal. Not applicable for IRAs | 0.10% | $6 |
| 9 monthsA penalty may be imposed for early withdrawal | 3.70% | $276 |
| 12 monthsA penalty may be imposed for early withdrawal | 2.01% | $201 |
| 15 monthsA penalty may be imposed for early withdrawal | 0.50% | $63 |
| 17 monthsA penalty may be imposed for early withdrawal | 0.20% | $28 |
| 18 monthsA penalty may be imposed for early withdrawal | 2.47% | $373 |
| 20 months20 Month Rising Rate CD. The rate may change after the account is opened. A penalty may be imposed for early withdrawal | 4.05% | $684 |
| 24 monthsA penalty may be imposed for early withdrawal | 1.00% | $201 |
| 36 monthsA penalty may be imposed for early withdrawal | 0.35% | $105 |
| 48 months48 Month Rising Rate CD. The rate may change after the account is opened. A penalty may be imposed for early withdrawal | 0.50% | $202 |
| 60 monthsA penalty may be imposed for early withdrawal | 3.25% | $1,734 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Certificate of Deposit (IRA CD)
Up to 4.05%APY · 13 terms
Individual Retirement Account CD. No setup or maintenance fees. Annual contribution limits apply; annual catch-up contributions allowed for ages 50+. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsA penalty may be imposed for early withdrawal | 1.01% | $25 |
| 6 monthsA penalty may be imposed for early withdrawal | 1.25% | $62 |
| 7 monthsA penalty may be imposed for early withdrawal | 0.10% | $6 |
| 9 monthsA penalty may be imposed for early withdrawal | 3.70% | $276 |
| 12 monthsA penalty may be imposed for early withdrawal | 2.01% | $201 |
| 15 monthsA penalty may be imposed for early withdrawal | 0.50% | $63 |
| 17 monthsA penalty may be imposed for early withdrawal | 0.20% | $28 |
| 18 monthsA penalty may be imposed for early withdrawal | 2.47% | $373 |
| 20 months20 Month Rising Rate IRA CD. The rate may change after the account is opened. A penalty may be imposed for early withdrawal | 4.05% | $684 |
| 24 monthsA penalty may be imposed for early withdrawal | 1.00% | $201 |
| 36 monthsA penalty may be imposed for early withdrawal | 0.35% | $105 |
| 48 months48 Month Rising Rate IRA CD. The rate may change after the account is opened. A penalty may be imposed for early withdrawal | 0.50% | $202 |
| 60 monthsA penalty may be imposed for early withdrawal | 3.25% | $1,734 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.