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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 136–150 results in Philadelphia, PA-NJ-DE-MD metro

  1. Democracy Federal Credit UnionShare CertificateCD · 12 months · $2,000 min

    Credit union · 1 branch

    3.45%APY$345 over 1 year on $10,000
  2. Top Carrot, Carrot Score 94
    APG Federal Credit UnionMember Rewards Silver CertificateCD · 48 months · $100 min

    Credit union · 5 branches

    3.43%APY$1,444 over 48 months on $10,000
  3. Pennsville National Bank9 Month CDCD · 9 months · $2,500 min

    Bank · 5 branches

    3.40%APY$254 over 9 months on $10,000
  4. Fulton BankCertificates of DepositCD · 9 months · $1,000 min

    Bank · 72 branches

    3.35%APY$250 over 9 months on $10,000
  5. Penn Community Bank15 Month Promotional CDCD · 15 months · $500 min

    Bank · 20 branches

    3.35%APY$420 over 15 months on $10,000
  6. Meridian Bank18 Month Rate Boost CDCD · 18 months · $1,000 min

    Bank · 6 branches

    3.35%APY$507 over 18 months on $10,000intro rate
  7. New Jersey Community FCUCD (Certificate of Deposit) – Share CertificatesCD · 60 months · $1,000 min · 3.30%–3.56% by balance

    Credit union · 1 branch

    3.30%APY$1,764 over 60 months on $10,000
  8. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 88 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  9. Franklin BankCertificates of DepositCD · 15 months · $500 min

    Bank · 5 branches

    3.30%APY$414 over 15 months on $10,000
  10. Dow Bucks County Federal Credit UnionShare CertificatesCD · 18 months · $10,000 min

    Credit union · 1 branch

    3.30%APY$499 over 18 months on $10,000
  11. PFFCU – Police & Fire Federal Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · 17 branches

    3.30%APY$1,763 over 60 months on $10,000
  12. Century Savings BankCertificates of DepositCD · 3 months · $500 min

    Bank · 3 branches

    3.29%APY$81 over 3 months on $10,000
  13. The First National Bank of ElmerCertificates of DepositCD · 9 months · $5,000 min

    Bank · 5 branches

    3.25%APY$243 over 9 months on $10,000
  14. Fort Billings FCUShare CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    3.25%APY$491 over 18 months on $10,000
  15. Top Carrot, Carrot Score 94
    APG Federal Credit UnionStep Up Savings CertificateCD · 25 months · $100 min

    Credit union · 5 branches

    3.25%APY$689 over 25 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Philadelphia, PA-NJ-DE-MD metro

1,229 CDs at 117 banks and credit unions · checked Oct 16–23

Typical
3.15%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.51%

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Philadelphia, PA-NJ-DE-MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Freedom Credit UnionCredit union · 4 branches
  2. HEFCUCredit union · 1 branch
  3. Self Reliance Financial Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate