Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in New Orleans, LA metro
- La Capitol Federal Credit Union15-Month Saver Special Share CertificateCD · 15 months · $5,000 min
Credit union · 2 branches
3.70%APY$465 over 15 months on $10,000intro rateRequirements
Product: Membership required ($5.00 par share balance). Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies. At maturity, renews as a 1-year Thrifty Saver, Super Saver, or Mega Saver certificate based on balance.
Offer: Earn up to 3.70% APY.
Promotional rate · Effective Aug 7, 2026
Rate checked
More details - Credit Human Federal Credit UnionLiquid Share CertificateCD · 12 months · $5,000 min
Credit union · 6 branches
3.64%APY$364 over 1 year on $10,000Requirements
Product: Fixed 1-year term with $5,000 minimum deposit. Unlimited deposits allowed during the term. Two no-penalty withdrawals allowed during the term as long as minimum balance of $5,000 is maintained. Beyond two allowed withdrawals, early withdrawal penalty applies. Dividends paid monthly and calculated using daily balance method. Automatic renewal at maturity. Membership eligibility required.
Offer: Unlimited deposits and 2 penalty-free withdrawals during the 1-year term provided balance stays at or above $5,000.
3.58% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.58%APY$177 over 6 months on $10,000
Requirements
Product: Fixed rate of return. Dividends are paid on the first day of each calendar month. A penalty may be imposed for early withdrawal.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.56%APY$356 over 1 year on $10,000
Requirements
Product: Available for investors with $1,000.00 or more. Terms available from six months to three years. Rates subject to change at any time and are not guaranteed.
3.50% interest rate
Rate checked
More details - 3.55%APY$206 over 7 months on $10,000intro rate
Requirements
Product: A penalty will be imposed for early withdrawal. Fees could reduce earnings.
Promotional rate · 3.49% interest rate · Effective Apr 3, 2026
Rate checked
More details - Fleur De Lis FCUShare CertificatesCD · 12 months · $500 min · 3.40%–3.61% by balance
Credit union · 2 branches
3.51%APY$351 over 1 year on $10,000Requirements
Product: A $500 deposit is required to open a Share Certificate. Membership restrictions apply.
3.35% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.40% $10,000 and upYour amount 3.51% $50,000 and up 3.61% Rate checked
More details - La Capitol Federal Credit Union6 Month Share CertificateCD · 6 months · $2,500 min
Credit union · 2 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Fixed APY. Dividends compounded and credited monthly. Substantial penalty for early withdrawal. Effective date 10/09/2026.
Offer: APY 3.50%. Effective date 10/09/2026.
Effective Oct 9, 2026
Rate checked
More details - 3.45%APY
Requirements
Product: Fixed terms from 90 days to 7 years. Online opening available for Louisiana residents for 6-, 12-, 24-, 36-, 48-, and 60-month terms (limited to $50,000.00 max). All terms available in-branch with no maximum deposit limit. Early withdrawal penalty applies.
Offer: Featured Certificate of Deposit rate. Minimum deposit of $2,000 required to open and earn stated APY. Offer only valid for CDs opened in Louisiana branches (or online with restrictions). Interest on CDs longer than 12 months must be paid out at least annually.
3.45% interest rate · Effective Sep 28, 2026
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More details - 3.40%APY$340 over 1 year on $10,000
Requirements
Product: Minimum certificate deposit: $1,000.
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 9 branches
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
Rate checked
More details - Instep Credit UnionShare CertificatesCD · 24 months · $500 min · 2.89%–3.67% by balance
Credit union · 2 branches
3.15%APY$640 over 24 months on $10,000Requirements
Product: Dividends posted monthly based on daily balance and compounded monthly. Rates subject to change at any time and not guaranteed until certificate and membership are opened. Penalties for early withdrawals may apply. Fees may reduce earnings.
Offer: Minimum balance $500 - $4,999.99.
2.85% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $5,000 2.89% $5,000 – $15,000Your amount 3.15% $15,000 – $25,000 3.41% $25,000 – $100,000 3.67% Rate checked
More details - 3.05%APY$305 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply to all certificate accounts. Insured up to $250,000 by NCUA.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Jefferson Parish Employees FCU24-Month Jump Up Share CertificatesCD · 24 months · $2,500 min
Credit union · 5 branches
2.90%APY$588 over 24 months on $10,0002.86% interest rate · Effective Jun 2, 2025
Rate checked
More details - Total Choice Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 3 branches
2.63%APY$263 over 1 year on $10,000Requirements
Product: Automatically renewable accounts upon maturity with a 10-day grace period to withdraw funds without penalty. Early withdrawal penalties apply. May be used as collateral for low-rate share pledge loans.
2.60% interest rate · Effective Aug 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in New Orleans, LA metro
339 CDs at 39 banks and credit unions · checked Oct 16–22
- Typical
- 3.04%
- Top 10% from
- 4.05%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.55%
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New Orleans, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 2 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 5 branches
- RiverLand Federal Credit UnionCredit union · 4 branches