Credit union · NCUA insured
Total Choice Federal Credit Union
A $55.1M credit union headquartered in Hahnville, LA, with 4,429 members and 3 branches in Louisiana. Best rates: CDs 2.63% and savings 0.15% APY.
Total Choice Federal Credit Union Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#19 of 31 in New Orleans, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Total Choice Federal Credit Union
Total Choice Federal Credit Union is based in Hahnville, Louisiana, with additional branch locations in Boutte and LaPlace.
- Headquarters
- 14963 River Rd, Hahnville, LA 70057
- NCUA charter
- 22369
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Saint Charles, Saint John, and Saint James Parishes is eligible for membership.
Family and household
- Immediate family members and individuals sharing a household with an existing member are eligible to join.
Cost to join
- A minimum deposit of $5.00 into a savings account is required.
- A one-time membership service charge of $5.00 is required.
Branches
3 branches in Louisiana
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Louisiana
3 branches
- Hahnville OfficeMain office14963 River Rd, Hahnville, LA 70057Directions
- Boutte Office13111 Highway 90, Boutte, LA 70039Directions
- LaPlace Office100 Palmetto Dr, Laplace, LA 70068Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.54% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.20% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.16% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $37 | $59 | — |
- CapitalNet worth ratio7.54%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.20%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.16%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$37Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Total Choice Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.