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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Miami, FL metro

  1. Top Carrot, Carrot Score 91
    SUN Credit UnionStandard Certificates of DepositCD · 60 months · $2,000 min

    Credit union · 3 branches

    4.25%APY$2,313 over 60 months on $10,000
  2. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGreen Term CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  3. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGo Local Term CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  4. Top Carrot, Carrot Score 89
    Self-Help Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  5. Justice Federal Credit UnionSpecial 10-Month Share CertificateCD · 10 months · $500 min

    Credit union · 2 branches

    4.15%APY$345 over 10 months on $10,000with conditions
  6. Velocity Community Credit Union11-Month Certificate PromotionCD · 11 months · $5,000 min

    Credit union · 3 branches

    4.15%APY$380 over 11 months on $10,000intro rate
  7. Popular BankPopular CDCD · 25 months · $1,000 min · 4.15%–4.35% by balance

    Bank · 12 branches

    4.15%APY$884 over 25 months on $10,000
  8. BCUCD SpecialsCD · 30 months

    Credit union · 1 branch

    4.15%APY$1,070 over 30 months on $10,000with conditions
  9. Top Carrot, Carrot Score 88
    PriorityONE Credit UnionCertificate of DepositCD · 48 months · $1,000 min

    Credit union · 2 branches

    4.15%APY$1,766 over 48 months on $10,000
  10. Valley6-Month CD PromotionCD · 6 months · $500 min

    Bank · 13 branches

    4.10%APY$203 over 6 months on $10,000intro rate
  11. Dade County Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 11 branches

    4.10%APY$410 over 1 year on $10,000
  12. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 2 branches

    4.10%APY$621 over 18 months on $10,000
  13. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 6 branches

    4.07%APY$2,208 over 60 months on $10,000
  14. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 6 branches

    4.05%APY$200 over 6 months on $10,000
  15. People's Alliance Federal Credit UnionShare CertificateCD · 10 months · $1,000 min

    Credit union · 1 branch

    4.05%APY$336 over 10 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Miami, FL metro

704 CDs at 73 banks and credit unions · checked Oct 15–22

Typical
3.20%
Top 10% from
4.15%
Banks, typical
2.00%
Credit unions, typical
3.51%

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Miami, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. American Airlines Federal Credit UnionCredit union · 6 branches
  2. JM Associates FCUCredit union · 1 branch
  3. First Choice Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate