Credit union · NCUA insured
PriorityONE Credit Union CD Rates
Top CarrotPriorityONE Credit Union’s best CD rate is 4.25% APY on a 4-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How PriorityONE Credit Union’s CD rates compare
Compared with banks and credit unions near Miami, FL, where PriorityONE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PriorityONE Credit Union
4.15%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,766
Certificate of Deposit
Top rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
2nd-highest rate
BrightStar Credit Union
5.00%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $2,763
PriorityONE Credit Union CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo4.15%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PriorityONE Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.25%APY · 7 terms
Minimum to open a regular certificate is $1,000; minimum to open a jumbo certificate is $50,000. A penalty will or may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.10% | $27 |
| 6 months | 3.95% | $196 |
| 12 months | 4.00% | $400 |
| 24 months | 4.05% | $826 |
| 36 months | 4.10% | $1,281 |
| 36 monthsJumbo Certificate | 4.20% | $1,314 |
| 48 months | 4.15% | $1,766 |
| 48 monthsJumbo Certificate | 4.25% | $1,811 |
| 60 months | 4.15% | $2,255 |
| 60 monthsJumbo Certificate | 4.25% | $2,313 |
Sources (2)
All captured Oct 5, 2026
CD Specials
Up to 3.95%APY · 2 terms
$1,000 minimum new money deposit required for CD specials. Pre-payment penalty will apply for early withdrawals.
| Term | APY · Up to $25,000 | APY · $1,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 9 monthsFor deposits less than $25k. $1,000 minimum new money deposit required | 3.90% | — | — | 3.90% | $291 |
| 9 monthsFor deposits of $25k and higher. $1,000 minimum new money deposit required | — | — | 4.00% | —4.00% from $25k | — |
| 13 monthsFor deposits of $1,000 new money and higher. Only for a new 13-month CD (not for a renewing 13-month CD / not a rollover rate) | — | 3.95% | — | 3.95% | $429 |
Sources (3)
- priorityonefl.org
- priorityonefl.org/wp-content/u…pecials-626-EMAIL-HR.pdf
- priorityonefl.org/accounts/cds-iras
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificate
Up to 4.25%APY · 5 terms
Includes Traditional, Roth, and Education IRA certificates priced the same as regular certificates. Minimum to open is $500. IRA certificate terms start at 12 months. Early withdrawal penalty will or may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.00% | $400 |
| 24 months | 4.05% | $826 |
| 36 months | 4.10% | $1,281 |
| 36 monthsJumbo Certificate | 4.20% | $1,314 |
| 48 months | 4.15% | $1,766 |
| 48 monthsJumbo Certificate | 4.25% | $1,811 |
| 60 months | 4.15% | $2,255 |
| 60 monthsJumbo Certificate | 4.25% | $2,313 |
Sources (2)
All captured Oct 5, 2026
Who can join PriorityONE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives or works in Broward, Miami-Dade, or Palm Beach Counties.
Employers and groups
- Eligibility is open to active and retired professional employees, trade groups, and associations residing within Florida.
- Eligibility is open to employees of participating Select Employer Groups.
Military, government and schools
- Eligibility is open to active and retired postal or federal employees who reside within Florida.
Family and household
- Eligibility is open to immediate family members of existing members, regardless of whether they reside in the same household.
Other ways
- Eligibility is open to persons with membership in the Southeastern Credit Union Foundation (SECUF).
Membership information collected October 5, 2026.