Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Los Angeles, CA metro
- 3.75%APY$764 over 24 months on $10,000intro rate
Requirements
Product: Renews as a 24-month certificate at the available rate at that time. No maximum deposit. Early withdrawal penalties apply.
Offer: Renews as a 24-month certificate. No maximum deposit.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.70%APY$214 over 7 months on $10,000
Requirements
Product: Logix membership required. Fixed rate for term. Dividends earned daily, compounded monthly. No monthly fees. Early withdrawal penalty applies. Auto-renews as a standard 6-Month Certificate at the rate in effect.
Offer: Base Rate APY across tiers. Min opening deposit and min balance to earn APY is $5,000.
Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - Parishioners Federal Credit UnionShare Certificate AccountsCD · 12 months · $100 min
Credit union · 1 branch
3.66%APY$366 over 1 year on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. No fees. Penalty may apply for early withdrawal. Minimum opening deposit is $100.
3.60% interest rate · Compounded daily
Rate checked
More details - Eagle Community Credit Union10-Month Stretch CertificateCD · 10 months · $1,000 min
Credit union · 6 branches
3.65%APY$303 over 10 months on $10,000intro rateRequirements
Product: During the fifth month of the 10-month term, the member may elect one time to adjust the dividend rate to the then-current published 10-Month Stretch Certificate rate, provided the rate is higher than the original rate. If adjusted, the certificate term will automatically extend an additional five months, resulting in a 15-month certificate. At maturity it will automatically renew into another 10-month certificate. Early withdrawal penalties apply.
Offer: Promotional 10-Month Stretch Share Certificate. During month 5, member may elect one time to adjust the rate if higher, extending term by 5 months to 15 months.
Promotional rate · 3.59% interest rate
Rate checked
More details - 3.65%APY$1,963 over 60 months on $10,000
Requirements
Product: No fees to open or maintain your account. Dividends earned daily and compounded quarterly. Early withdrawal penalties apply.
Offer: APY paid at maturity only. Early withdrawal penalty applies.
Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - 3.65%APY$1,963 over 60 months on $10,000
Requirements
Product: Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates. Can be used to secure a Certificate Secured Loan.
3.59% interest rate · Effective Apr 27, 2026
Rate checked
More details - 3.60%APY$208 over 7 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 3.53% interest rate · Effective Oct 14, 2026
Rate checked
More details - Together Credit UnionMember Merits (Gold) Certificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.60%APY$360 over 1 year on $10,000with conditionsRequirements
Product: Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on average daily balance. Early withdrawal penalties apply.
Qualified rate · 3.54% interest rate · Compounded monthly
Rate checked
More details - Los Angeles Police Federal Credit UnionTerm Share CertificatesCD · 60 months · $500 min · 3.60%–3.70% by balance
Credit union · 4 branches
3.60%APY$1,934 over 60 months on $10,000intro rateRequirements
Product: Deposits are federally insured up to $250,000 by NCUA. Available to sworn and civilian law enforcement personnel and family members in Southern California.
Offer: Includes 0.25% Ultimate tier dividend rate bonus through Relationship Rewards Program. Early withdrawal penalties may apply.
Promotional rate · Effective Mar 2, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $500 – $49,999Your amount 3.60% $50,000 – $99,999Jumbo tier. 3.65% $100,000 and upSuper Jumbo tier. 3.70% Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share CertificateCD · 6 months · $10,000 min
Credit union · 1 branch
3.56%APY$176 over 6 months on $10,000Requirements
Product: Dividends compounded monthly. Early withdrawal penalty applies if principal is withdrawn prior to maturity. Minimum balance of $10,000 with terms up to 60 months.
3.50% interest rate · Compounded monthly
Rate checked
More details - 3.56%APY$266 over 9 months on $10,000with conditions
Requirements
Product: Fixed interest rate for the term. Interest compounded daily. Variable terms from 3 to 60 months. Minors (age 12-17) eligible with parent/guardian (age 18+). 10-day grace period for penalty-free withdrawals upon automatic renewal.
Offer: CD Special. Earn up to 3.56% APY with a Banner's Best Checking account (current owners earn 0.25% over posted rates; account must be active at renewal). Interest compounds daily and is credited at maturity. On the first maturity date after promotion ends, changes to a standard 6-month fixed rate CD.
Qualified rate · Compounded daily · Effective May 1, 2026
Rate checked
More details - 3.55%APY$88 over 3 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 3-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - Certified Federal Credit UnionJumbo Share CertificatesCD · 6 months · $10,000 min
Credit union · 8 branches
3.55%APY$176 over 6 months on $10,000Requirements
Product: Penalties may apply for early withdrawals. Higher minimum balance requirement in exchange for higher annual yield.
Offer: Penalties may apply for early withdrawals.
3.49% interest rate · Effective Feb 6, 2026
Rate checked
More details - Water and Power Community Credit UnionSavings CertificatesCD · 60 months · $1,000 min
Credit union · 4 branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Subject to early withdrawal penalties. Can be used as collateral for consumer loans. Sunrise Circuit club members (retirees with qualifying direct deposit and $5,000+ in combined deposits) receive an additional 0.30% APY on terms of 2 years or longer.
3.50% interest rate · Compounded daily · Effective Sep 1, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 6-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch. Distinct from the limited-time 6-month promotional CD.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Los Angeles, CA metro
1,194 CDs at 122 banks and credit unions · checked Oct 16–22
- Typical
- 3.10%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches