Bank · FDIC insured
Banner Bank CD Rates
Banner Bank’s best CD rate is 3.56% APY on a 9-month CD, with extra requirements. Terms run from 7 months to 3 years. Rates checked October 22, 2026.
How Banner Bank’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where Banner Bank has the most branches. $10,000, best rate first.
This bank’s best
Banner Bank
3.56%APY
- Term
- 9 months
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000
- $266
Personal Certificate of Deposit (CD)
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Personal Certificate of Deposit (CD)
Up to 3.56%APY · 4 terms
Fixed interest rate for the term. Interest compounded daily. Variable terms from 3 to 60 months. Minors (age 12-17) eligible with parent/guardian (age 18+). 10-day grace period for penalty-free withdrawals upon automatic renewal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsCD Special. Earn up to 3.05% APY with a Banner's Best Checking account (current owners earn 0.25% over posted rates; account must be active at renewal). Interest compounds daily and is credited at maturity | 3.05% | $177 |
| 9 monthsCD Special. Earn up to 3.56% APY with a Banner's Best Checking account (current owners earn 0.25% over posted rates; account must be active at renewal). Interest compounds daily and is credited at maturity. On the first maturity date after promotion ends, changes to a standard 6-month fixed rate CD | 3.56% | $266 |
| 13 monthsCD Special. Earn up to 2.79% APY with a Banner's Best Checking account (current owners earn 0.25% over posted rates; account must be active at renewal). Interest compounds daily and is credited every three months from opening | 2.79% | $303 |
| 36 monthsCD Special. Earn up to 0.75% APY with a Banner's Best Checking account (current owners earn 0.25% over posted rates; account must be active at renewal). Interest compounds daily and is credited every three months from opening. Includes a one-time Bump Rate option during initial term to increase rate to current matching CD rate. On first maturity date, changes to standard 36-month fixed rate CD | 0.75% | $227 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.