Credit union · NCUA insured
Parishioners Federal Credit Union CD Rates
Parishioners Federal Credit Union’s best CD rate is 4.50% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Parishioners Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Parishioners Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Parishioners Federal Credit Union
4.35%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $100
- Earns on $10,000
- $660
18-Month Share Certificate
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Parishioners Federal Credit Union CD score
87
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.35%
- 31–60 months31–60 mo3.03%
- QualifiedQualified4.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Parishioners Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
18-Month Share Certificate
4.35%APY · 1 term
Limited-time promotional offer. New money is required. APY assumes dividends remain on deposit until maturity. Early withdrawal penalties may apply. Membership eligibility requirements apply. Federally insured by NCUA.
| Term | APY · Any balance | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 18 monthsDeposits below $100,000. New money required | 4.35% | — | 4.35% | $660 |
| 18 monthsDeposits of $100,000 or more. New money required | — | 4.50% | —4.50% from $100k | — |
Sources (1)
- parishionersfcu.org/share-certificates · captured Oct 16, 2026
Liquid Share Certificate
4.00%APY · 1 term
Promo rate available when opening a new Share Certificate with a minimum of $100.00 for a 12-month term. Assumes dividends remain on deposit until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPromo rate available when opening a new Share Certificate for a 12-month term | 4.00% | $400 |
Sources (1)
- parishionersfcu.org/share-certificates · captured Oct 16, 2026
Share Certificate Accounts
Up to 3.66%APY · 9 terms
Dividends compounded daily and paid quarterly. No fees. Penalty may apply for early withdrawal. Minimum opening deposit is $100.
| Term | APY · $100 and up | APY · $25,000 and up | APY · $100,000 and up | APY · $245,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months | 3.40% | 3.45% | 3.61% | 3.66% | 3.40%3.45% from $25k3.61% from $100k3.66% from $245k | $84 |
| 6 months | 3.40% | 3.45% | 3.61% | 3.66% | 3.40%3.45% from $25k3.61% from $100k3.66% from $245k | $169 |
| 9 months | 3.40% | 3.45% | 3.66% | 3.66% | 3.40%3.45% from $25k3.66% from $100k3.66% from $245k | $254 |
| 12 months | 3.66% | 3.66% | 3.66% | 3.66% | 3.66%3.66% from $25k3.66% from $100k3.66% from $245k | $366 |
| 18 months | 3.03% | 3.03% | 3.14% | 3.29% | 3.03%3.03% from $25k3.14% from $100k3.29% from $245k | $458 |
| 24 months | 3.03% | 3.03% | 3.15% | 3.29% | 3.03%3.03% from $25k3.15% from $100k3.29% from $245k | $615 |
| 36 months | 3.03% | 3.03% | 3.10% | 3.14% | 3.03%3.03% from $25k3.10% from $100k3.14% from $245k | $937 |
| 48 months | 3.03% | 3.03% | 3.09% | 3.14% | 3.03%3.03% from $25k3.09% from $100k3.14% from $245k | $1,268 |
| 60 months | 3.03% | 3.03% | 3.03% | 3.14% | 3.03%3.03% from $25k3.03% from $100k3.14% from $245k | $1,610 |
Special-purpose accounts
IRA Share Certificates
Up to 3.66%APY · 9 terms
Traditional and Roth IRA share certificates. No fees for maintenance. Minimum opening deposit is $100 on rate schedule ($100 to $1,000 on IRA informational page). Early withdrawal penalty may apply.
| Term | APY · $100 and up | APY · $25,000 and up | APY · $100,000 and up | APY · $245,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months | 3.40% | 3.45% | 3.61% | 3.66% | 3.40%3.45% from $25k3.61% from $100k3.66% from $245k | $84 |
| 6 months | 3.40% | 3.45% | — | 3.66% | 3.40%3.45% from $25k3.66% from $245k | $169 |
| 9 months | 3.40% | 3.45% | 3.66% | 3.66% | 3.40%3.45% from $25k3.66% from $100k3.66% from $245k | $254 |
| 12 months | 3.66% | 3.66% | 3.66% | 3.66% | 3.66%3.66% from $25k3.66% from $100k3.66% from $245k | $366 |
| 18 months | 3.03% | 3.03% | 3.14% | 3.29% | 3.03%3.03% from $25k3.14% from $100k3.29% from $245k | $458 |
| 24 months | 3.03% | 3.03% | 3.15% | 3.29% | 3.03%3.03% from $25k3.15% from $100k3.29% from $245k | $615 |
| 36 months | 3.03% | 3.03% | 3.10% | 3.14% | 3.03%3.03% from $25k3.10% from $100k3.14% from $245k | $937 |
| 48 months | 3.03% | 3.03% | 3.09% | 3.14% | 3.03%3.03% from $25k3.09% from $100k3.14% from $245k | $1,268 |
| 60 months | 3.03% | 3.03% | 3.03% | 3.14% | 3.03%3.03% from $25k3.03% from $100k3.14% from $245k | $1,610 |
Prodigy Youth Contributory
3.03%APY
Member must be under the age of eighteen (18) to open. Dividend rate and APY may change monthly and is equal to 2-Year Share. Term is the child's 18th birthday.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upTerm is the child's 18th birthday. Dividend rate and APY may change monthly and is equal to 2-Year Share. Member must be under 18 to open.$100 and up | 3.03% | $303 | Term is the child's 18th birthday. Dividend rate and APY may change monthly and is equal to 2-Year Share. Member must be under 18 to open. |
Sources (1)
- parishionersfcu.org/rates · captured Oct 16, 2026
Who can join Parishioners Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals associated with specific Catholic parishes, parochial schools, and other Catholic-affiliated organizations served throughout Southern California are eligible for membership.
Cost to join
- A $5 membership fee is required upon submitting the membership application.
- An initial opening deposit of at least $5 into a share savings account is required for membership.
Membership information collected October 5, 2026.