Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results in Los Angeles, CA metro
- 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - SkyOne Federal Credit Union11-Month Liquid Share CertificateCD · 11 months · $1,000 min
Credit union · 2 branches
3.10%APY$284 over 11 months on $10,000Requirements
Product: Limit one Liquid Share Certificate per member. Penalty and fee-free daily withdrawal starting on day 7 of up to 50% of start of daily balance as of 12:00 AM PT; withdrawals exceeding 50% subject to penalties. Additional deposits permitted anytime prior to maturity.
Offer: Minimum deposit to earn advertised APY is $1,000.
Effective Oct 16, 2026
Rate checked
More details - Universal City Studios Credit UnionShare CertificatesCD · 24 months · $500 min · 3.10%–3.20% by balance
Credit union · 2 branches
3.10%APY$630 over 24 months on $10,000Requirements
Product: Dividend Rates are established by the Board of Directors and are subject to periodic change based on current economic conditions and credit union earnings. Membership requires a $1 one-time membership fee and a $5 initial savings deposit.
Offer: Minimum to earn dividends is $500.
3.06% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 3.10% $50,000 and upMinimum to earn dividends is $50,000. 3.20% Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier.
3.06% interest rate
Rate checked
More details - 3.05%APY$75 over 3 months on $10,000
Requirements
Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.
Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.
3.00% interest rate · Compounded daily · Balance cap $99,999 · Effective Oct 3, 2026
Rate checked
More details - 3.05%APY
Requirements
Product: $1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.
Offer: Term: 6 - 11 Months. Renewal Term: 6 - 11 Months. A penalty may be assessed for early withdrawal.
3.00% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.05%APY$151 over 6 months on $10,000
Requirements
Product: Make additional deposits anytime, in amounts of $500 or more. Early withdrawal penalty may be imposed.
Offer: Choice of 6-month term. Make additional deposits anytime, in amounts of $500 or more. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends are compounded and paid monthly.
3.01% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.05%APY$619 over 24 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Rates guaranteed fixed for length of term. Automatic interest earnings transfer capabilities and automatic CD renewal available.
Offer: Minimum average daily balance to avoid fees is $0. Term of 2 Years.
Effective Sep 1, 2026
Rate checked
More details - 3.05%APY$1,277 over 48 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 48-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - Center City Community Credit UnionTerm Share CertificatesCD · 60 months · $500 min
Credit union · 1 branch
3.05%APY$1,621 over 60 months on $10,000Requirements
Product: Automatically renews at current term certificate rate. Minimum required Term Certificate balance is $500. Certificate interest is paid on a quarterly basis. Penalty for early withdrawal.
3.01% interest rate
Rate checked
More details - American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min
Credit union · 2 branches
3.04%APY$1,615 over 60 months on $10,000Requirements
Product: Maximum balance of $50,000. Requires a minimum $25.00 monthly recurring automatic deposit to remain open. Maximum of one Dream Plan Share Certificate per account. No penalty for early withdrawal if funds are used as a down payment on a home financed with the Credit Union.
Offer: Minimum $25.00 monthly recurring automatic deposit required; maximum balance $50,000.
3.00% interest rate · Balance cap $50,000 · Effective Oct 1, 2024
Rate checked
More details - PostCity Financial Credit UnionRegular Share CertificateCD · 12 months · $2,000 min
Credit union · 1 branch
3.03%APY$303 over 1 year on $10,000Requirements
Product: Must maintain Regular Share Account. Requires maintaining a minimum average daily balance of $2,000 to obtain APY and avoid closure. Early withdrawal penalties apply.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Partners Federal Credit UnionEmergency Fund CertificateCD · 3 months · $100 min · up to $10,000
Credit union · 7 branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: A Primary Share is required to open. Monthly dividends transferred to Primary Share. Limit one Emergency Fund Certificate per Member. Additional deposits allowed up to maximum balance of $10,000. Enjoy one penalty-free withdrawal during the 3-Month term. If balance exceeds $10,000 at maturity, overage is transferred to Primary Share.
Offer: Must maintain balance of at least $100 for the full term. Additional certificate rate add-ons are not allowed.
2.96% interest rate · Effective Sep 18, 2026
Rate checked
More details - 3.00%APY$609 over 24 months on $10,000
Requirements
Product: A donation of 2% of opening deposit will be made to selected organization over 12 months for opening online. Donation is not tax-deductible. Early withdrawal subject to penalty and forfeits remaining donation.
Offer: Available online. 2% of opening deposit donated to selected organization (CA Wildfire Relief, Center for Financial Empowerment, The Los Angeles Charges Impact Fund, YMCA of Metropolitan Los Angeles, or Youth in Foster Care) over 12 months. This donation is not tax-deductible. Early withdrawal subject to penalty and forfeits remaining donation.
2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - Clearpath Federal Credit UnionClearly Better Savings CertificatesCD · 36–47 months · $500 min · 2.75%–3.25% by balance
Credit union · 1 branch
3.00%APYRequirements
Product: Lock in a fixed rate with terms ranging from 3 to 60 months. Deposit tiers start at $500, $10,000, and $50,000. Bump Up to current dividend level once per term on certificates of 12 months or more. Renews for the same term at the prevailing rate upon maturity.
Offer: Fixed rate type. Minimum to earn dividends is $500.
Effective Aug 9, 2026
Rate by balance
Rate by balance for Clearly Better Savings Certificates Balance APY $500 and up 2.75% $10,000 and upYour amountMinimum to earn dividends is $10,000. 3.00% $50,000 and upMinimum to earn dividends is $50,000. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Los Angeles, CA metro
1,194 CDs at 122 banks and credit unions · checked Oct 16–23
- Typical
- 3.10%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.25%
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Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches