Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Harrisonburg, VA metro
- 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details - Park View Federal Credit UnionRegular Fixed Rate CertificateCD · 19 months · $10,000 min
Credit union · 6 branches
3.60%APY$576 over 19 months on $10,000intro rateRequirements
Product: Dividends are paid quarterly. Early withdrawal penalty applies (90 days for terms up to 3 years, 180 days for 4 and 5 year terms). To receive APY quoted, dividends must remain on deposit for at least a year. Requires credit union membership ($5.00 par value share).
Offer: Certificate Special. At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. All deposited funds must come from a source outside of the credit union. Early withdrawal penalty: 90 days of dividends. Not available to be opened in online banking.
Promotional rate · 3.55% interest rate · Effective Oct 1, 2026
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More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Dividends calculated daily and compounded/paid quarterly. Penalty for early withdrawal: 90 days dividends for terms 12 months or less, 180 days dividends for terms over 12 months. Automatically renews at maturity with a 7-day grace period. Additional deposits not permitted except for the 15-month term.
3.50% interest rate
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.03%APY$303 over 1 year on $10,000
Requirements
Product: Interest compounded based on CD term (quarterly, semi-annually, or at maturity). Automatically renewable. Penalty may apply for early withdrawal. Free with eStatements.
Offer: Average daily balance range: All Balances. Free with eStatements. Penalty may apply for early withdrawal. Automatically renewable.
3.00% interest rate · Effective May 1, 2026
Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
2.96% interest rate · Effective Oct 16, 2026
Rate checked
More details - Park View Federal Credit UnionBump Up CertificateCD · 24 months · $10,000 min
Credit union · 6 branches
3.00%APY$609 over 24 months on $10,000Requirements
Product: One rate increase per certificate term initiated by member if rates rise. Increase must match current posted rate for original term. Dividends paid quarterly. Early withdrawal penalty: 90 days of dividends for terms up to 3 years; 180 days for terms longer than 3 years. Does not automatically renew for another term; upon maturity balance transferred to Regular Fixed Rate Certificate of same term at prevailing rate with $1,000 minimum opening balance. Requires credit union membership ($5.00 par value share).
Offer: Dividends paid quarterly. Early withdrawal penalty: 90 days of dividends. Allows one rate increase during term. Not automatic renewal.
2.97% interest rate · Effective Oct 1, 2026
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More details - 2.78%APY$278 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply. Standard CDs receive a 0.25% interest rate bump when paired with an accompanying qualifying F&M Bank primary checking account (Money Market Accounts do not qualify).
2.75% interest rate
Rate checked
More details - 2.52%APY$252 over 1 year on $10,000
Requirements
Product: Allows one penalty-free withdrawal after six months. Penalty-free early withdrawal exception applies. Standard rate increase of 0.25% available with an accompanying primary checking account (Money Market Accounts do not qualify).
2.50% interest rate
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - 1.90%APY
Requirements
Product: This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Rate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
1.89% interest rate · Effective Oct 15, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.55%APY$799 over 60 months on $10,000
Requirements
Product: Interest accrues daily and compounds quarterly if added to the CD balance. Early withdrawal penalties apply. CD interest can be added to the CD balance, deposited into another First Bank account, or paid by check.
1.55% interest rate · Effective Sep 30, 2026
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More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Harrisonburg, VA metro
181 CDs at 18 banks and credit unions · checked Oct 6–22
- Typical
- 2.63%
- Top 10% from
- 4.00%
- Banks, typical
- 1.90%
- Credit unions, typical
- 3.39%
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Find your bank or credit union to see all its rates and how they compare near you.
Harrisonburg, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EverenceCredit union · 1 branch