Credit union · NCUA insured
Park View Federal Credit Union CD Rates
Park View Federal Credit Union’s best CD rate is 3.60% APY on a 19-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Park View Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Harrisonburg, VA, where Park View Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Park View Federal Credit Union
3.60%APY
- Term
- 19 months
- Minimum
- $10,000
- Earns on $10,000
- $576
Regular Fixed Rate Certificate
Top rate
Merck Employees Federal Credit Union
4.35%APY
- Term
- 18 months
- Minimum
- $10,000
- Earns on $10,000
- $660
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Park View Federal Credit Union CD score
75
CD score
Higher than 39% of U.S. banks and credit unions
- 3–8 months3–8 mo3.10%
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.10%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park View Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Fixed Rate Certificate
Up to 3.60%APY · 9 terms
Dividends are paid quarterly. Early withdrawal penalty applies (90 days for terms up to 3 years, 180 days for 4 and 5 year terms). To receive APY quoted, dividends must remain on deposit for at least a year. Requires credit union membership ($5.00 par value share).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid quarterly. Early withdrawal penalty: 90 days of dividends. Auto-renews | 3.10% | $154 |
| 12 monthsDividends paid quarterly. Early withdrawal penalty: 90 days of dividends. Auto-renews | 3.40% | $340 |
| 18 monthsDividends paid quarterly. Early withdrawal penalty: 90 days of dividends. Auto-renews | 3.10% | $469 |
| 19 monthsCertificate Special. At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. All deposited funds must come from a source outside of the credit union. Early withdrawal penalty: 90 days of dividends. Not available to be opened in online banking | 3.60% | $576 |
| 24 monthsDividends paid quarterly. Early withdrawal penalty: 90 days of dividends. Auto-renews | 3.10% | $630 |
| 30 monthsDividends paid quarterly. Early withdrawal penalty: 90 days of dividends. Auto-renews | 3.30% | $846 |
| 36 monthsDividends paid quarterly. Early withdrawal penalty: 90 days of dividends. Auto-renews | 3.10% | $959 |
| 48 monthsDividends paid quarterly. Early withdrawal penalty: 180 days of dividends. Auto-renews | 2.72% | $1,133 |
| 60 monthsDividends paid quarterly. Early withdrawal penalty: 180 days of dividends. Auto-renews | 2.95% | $1,565 |
Sources (2)
All captured Oct 22, 2026
Bump Up Certificate
Up to 3.00%APY · 2 terms
One rate increase per certificate term initiated by member if rates rise. Increase must match current posted rate for original term. Dividends paid quarterly. Early withdrawal penalty: 90 days of dividends for terms up to 3 years; 180 days for terms longer than 3 years. Does not automatically renew for another term; upon maturity balance transferred to Regular Fixed Rate Certificate of same term at prevailing rate with $1,000 minimum opening balance. Requires credit union membership ($5.00 par value share).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsDividends paid quarterly. Early withdrawal penalty: 90 days of dividends. Allows one rate increase during term. Not automatic renewal | 3.00% | $609 |
| 60 monthsDividends paid quarterly. Early withdrawal penalty: 180 days of dividends. Allows one rate increase during term. Not automatic renewal | 2.85% | $1,509 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Grow With Me Certificate
5.00%APY on $10,000
For ages 0–17; eligibility limited to account holders age 17 and under. Matures on account holder's 18th birthday. Minimum deposit $100. Early withdrawal penalty is 365 days of dividends; however, starting at age 15, joint owner may close certificate in full without penalty. Tiered rate account where each dividend rate applies only to that portion of the account balance within each balance range. Not automatic renewal. Requires credit union membership ($5.00 par value share).
| Part of the balance | Rate on that part |
|---|---|
| Up to $50,000 | 4.91% |
| Over $50,000 | 0.15% |
On $10,000 the tiers blend to about 5.00% APY, earning $500 a year.
Sources (2)
All captured Oct 22, 2026
Individual Retirement Account (IRA) Certificate
Up to 3.50%APY · 4 terms
Crafted exclusively for Individual Retirement Accounts (Traditional or Roth IRAs). Early withdrawals from Traditional IRA certificates only have a dividend penalty if account holder is less than 73 years of age (penalty is 90 days of dividends for terms up to 36 months, 180 days for terms greater than 36 months; federal early withdrawal penalty of 10% may apply before age 59 1/2). To receive APY quoted, dividends must remain on deposit for at least a year. Auto-renews. Requires credit union membership ($5.00 par value share).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends paid quarterly. Auto-renews. Early withdrawal penalty applies if under age 73 | 3.45% | $345 |
| 24 monthsDividends paid quarterly. Auto-renews. Early withdrawal penalty applies if under age 73 | 3.15% | $640 |
| 36 monthsDividends paid quarterly. Auto-renews. Early withdrawal penalty applies if under age 73 | 3.15% | $975 |
| 60 monthsDividends paid quarterly. Auto-renews. Early withdrawal penalty applies if under age 73 | 3.00% | $1,593 |
Sources (3)
All captured Oct 22, 2026
Health Savings Account (HSA) Certificate
Up to 3.45%APY · 4 terms
Available for personal accounts only. A Park View Health Savings Account (HSA) and a high-deductible health plan are required. Dividends are paid quarterly. Early withdrawal penalty: 90 days of dividends for terms up to 36 months, 180 days for terms greater than 36 months. Auto-renews. Requires credit union membership ($5.00 par value share).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsHSA Certificate; $1,000 min opening deposit; 1‑year term | 3.45% | $345 |
| 24 monthsHSA Certificate; $1,000 min opening deposit; 2‑year term | 3.15% | $640 |
| 36 monthsHSA Certificate; $1,000 min opening deposit; 3‑year term | 3.15% | $975 |
| 60 monthsHSA Certificate; $1,000 min opening deposit; 5‑year term | 3.00% | $1,593 |
Sources (3)
All captured Oct 22, 2026
Who can join Park View Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals and immediate families who belong to or regularly attend one of the listed partner churches qualify for membership.
- Employees, retirees, and their immediate family members of partner businesses or nonprofits are eligible for membership.
- Members and volunteers of listed partner organizations (and their immediate families) are eligible for membership.
Military, government and schools
- Students, staff, faculty, eligible alumni, and their immediate families of listed affiliated schools are eligible for membership.
Family and household
- Immediate family members of an existing Park View Federal Credit Union member are eligible to join.
Other ways
- Homeowners of a Central Valley Habitat for Humanity-built home are eligible for membership.
1 more way to join
Other ways
- Residents and immediate family members of residents at Bridgewater Retirement Community, Sunnyside Retirement Community, or Virginia Mennonite Retirement Community are eligible.
Cost to join
- Membership requires a refundable $5 share deposit into a Rewards Account, with no membership fee.
Membership information collected October 4, 2026.