Bank · FDIC insured
First Bank & Trust Company CD Rates
First Bank & Trust Company’s best CD rate is 3.03% APY on a 1-year CD. Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How First Bank & Trust Company’s CD rates compare
Compared with banks and credit unions near Kingsport, TN-VA, where First Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
First Bank & Trust Company
3.03%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $303
Certificate of Deposit (CD)
Top rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $500
2nd-highest rate
Citizens Bank
4.40%APY
- Term
- 39 months
- Minimum
- $2,500
- Earns on $10,000
- $1,502
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.03%APY · 2 terms
Interest compounded based on CD term (quarterly, semi-annually, or at maturity). Automatically renewable. Penalty may apply for early withdrawal. Free with eStatements.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAverage daily balance range: All Balances. Free with eStatements. Penalty may apply for early withdrawal. Automatically renewable | 2.01% | $100 |
| 12 monthsAverage daily balance range: All Balances. Free with eStatements. Penalty may apply for early withdrawal. Automatically renewable | 3.03% | $303 |
Sources (2)
All captured Oct 4, 2026
Opening an account
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