Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Columbus, OH metro
- 3.80%APY$220 over 7 months on $10,000
Requirements
Product: Rates may change without prior notice and special rates may be for a limited time. Early withdrawal penalty is 90 days on accrued dividends. Quarterly dividend frequency.
Offer: Dividend Frequency: Quarterly | Early Withdrawal Penalty: 90 days on accrued dividends.
3.75% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.79%APY$2,044 over 60 months on $10,000
Requirements
Product: Fixed dividend rate and APY for the initial term. Membership share requirement ($5.00) applies. Early withdrawal penalty may apply. Automatically renewable.
3.74% interest rate · Effective Sep 28, 2026
Rate checked
More details - CME Federal Credit UnionShare CertificatesCD · 24 months · $500 min · 3.78%–3.88% by balance
Credit union · 5 branches
3.78%APY$770 over 24 months on $10,000Requirements
Product: Open with $500 ($250 for youth accounts). Add to certificate anytime without extending maturity ($50 minimum via payroll deduction/direct deposit, $250 minimum via cash/check). Penalty for early withdrawal: 90 days dividends for term < 1 year; 180 days dividends for term >= 1 year and < 6 years; 3.00% of account balance for term >= 6 years (72 and 84 months). 10 calendar days grace period upon automatic renewal.
3.72% interest rate · Effective Aug 26, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $15,000Your amount 3.78% $15,000 – $50,000 3.78% $50,000 and up 3.88% Rate checked
More details - First Service Federal Credit UnionTerm Share CertificateCD · 48 months · $500 min
Credit union · 4 branches
3.76%APY$1,591 over 48 months on $10,000Requirements
Product: Relationship Rewards: 10 basis points (.10) added to regular term certificate rates when the member has an active First Service loan balance, a First Service checking account, or is a Prime Time Club member, up to a maximum of 30 basis points (.30). Bonus points are not available on special promotions, zero-balance loans/lines of credit, or JUMP Certificates.
Offer: Dividends compounded/credited monthly. Early withdrawal penalty is 6 months dividends.
3.70% interest rate
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - 3.75%APY$1,587 over 48 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
3.70% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.75%APY$2,021 over 60 months on $10,000
Requirements
Product: Dividends compound quarterly. Early withdrawal penalty applies. $500 min. to open regular certificates.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Fees could reduce earnings. A penalty may be imposed for early withdrawal.
Offer: Fees could reduce earnings. A penalty may be imposed for early withdrawal.
3.64% interest rate · Effective Jun 5, 2026
Rate checked
More details - 3.70%APY$401 over 13 months on $10,000
Requirements
Product: Minimum balance of $1,000 required. Annual Percentage Yield is effective as of September 14, 2026. The Annual Percentage Yields assume interest remains on deposit until maturity. A withdrawal will reduce earnings. All Interest Rates and Annual Percentage Yields are determined by this institution and are not tied to any index. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will begin to accrue on the business date in which the deposit is made. Certificates subject to penalty for early withdrawal. Advertised rates subject to change.
Effective Sep 14, 2026
Rate checked
More details - 3.66%APY$554 over 18 months on $10,000
Requirements
Product: Open to residents of Fairfield County, Ohio or any contiguous county (or established customers who have moved away). Early withdrawal penalty applies.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - State Highway Patrol Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · 2 branches
3.66%APY$1,969 over 60 months on $10,000Requirements
Product: Membership required to open Share Certificates with SHPFCU. Early withdrawal penalty may apply. You may elect to receive dividends paid monthly, quarterly, or annually. APY assumes monthly dividends.
Offer: APY assumes monthly dividends. Minimum balance to open is $500.00. Early withdrawal penalty may apply.
3.60% interest rate
Rate checked
More details - 3.65%APY$365 over 1 year on $10,000
Requirements
Product: Dividends compounded daily and credited monthly. Rates fixed for term. Early withdrawal penalty applies: 90 days dividends for terms 12 months or less, 180 days dividends for terms over 12 months. Insured by NCUA up to $250,000.
3.59% interest rate · Compounded daily · Effective Apr 1, 2026
Rate checked
More details - 3.60%APY$89 over 3 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 05/12/2026.
Promotional rate · 3.55% interest rate · Effective May 12, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Columbus, OH metro
602 CDs at 57 banks and credit unions · checked Oct 16–22
- Typical
- 3.35%
- Top 10% from
- 4.12%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.65%
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Find your bank or credit union to see all its rates and how they compare near you.
Columbus, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 1 branch
- BMI Federal Credit UnionCredit union · 5 branches
- Atomic Credit UnionCredit union · 3 branches