Credit union · NCUA insured
Ohio Healthcare FCU CD Rates
Ohio Healthcare FCU’s best CD rate is 3.65% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Ohio Healthcare FCU’s CD rates compare
Compared with banks and credit unions near Columbus, OH, where Ohio Healthcare FCU has the most branches. $10,000, best rate first.
This credit union’s best
Ohio Healthcare FCU
3.65%APY
- Term
- 12 months
- Minimum
- $250
- Earns on $10,000
- $365
Regular Certificates
Top rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
2nd-highest rate
Scott Associates Credit Union Inc
5.06%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,802
Ohio Healthcare FCU CD score
78
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.40%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ohio Healthcare FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Certificates
Up to 3.65%APY · 8 terms
Dividends compounded daily and credited monthly. Rates fixed for term. Early withdrawal penalty applies: 90 days dividends for terms 12 months or less, 180 days dividends for terms over 12 months. Insured by NCUA up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.50% | $62 |
| 6 months | 3.55% | $176 |
| 12 months | 3.65% | $365 |
| 18 months | 3.50% | $530 |
| 24 months | 3.45% | $702 |
| 36 months | 3.40% | $1,055 |
| 48 months | 3.35% | $1,409 |
| 60 months | 3.35% | $1,791 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Share Certificates
Up to 3.65%APY · 6 terms
Dividends compounded daily and credited monthly. Rates fixed for term. Early withdrawal penalty applies: 90 days dividends for terms 12 months or less, 180 days dividends for terms over 12 months. Insured by NCUA up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.65% | $365 |
| 18 months | 3.50% | $530 |
| 24 months | 3.45% | $702 |
| 36 months | 3.40% | $1,055 |
| 48 months | 3.35% | $1,409 |
| 60 months | 3.35% | $1,791 |
Sources (2)
All captured Sep 18, 2026
CU Save Club Share Certificates
3.45%APY · 1 term
Dividends compounded daily and credited monthly. Rates fixed for term. Early withdrawal penalty applies: 180 days dividends for terms over 12 months. Insured by NCUA up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.45% | $702 |
Sources (2)
All captured Sep 18, 2026
Who can join Ohio Healthcare FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Ohio HealthCare FCU are eligible for membership.
- Employees, retirees, and volunteers of specified healthcare employment groups are eligible for membership.
Family and household
- Members of the immediate family or household of a current Ohio HealthCare FCU member are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership of Ohio HealthCare FCU are eligible for membership.
Membership information collected October 5, 2026.