Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Columbus, OH metro
- WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 10 branches
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - 4.07%APY$2,704 over 72 months on $10,000
Requirements
Product: Dividends are compounded monthly and credited monthly. Early withdrawal penalties apply. $500.00 or $100,000 minimum balance requirement to open and earn dividends depending on the dividend tier. No monthly service fee.
Compounded monthly
Rate checked
More details - 4.05%APY$826 over 24 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 3.99% interest rate · Effective Jul 23, 2026
Rate checked
More details - 4.00%APY$198 over 6 months on $10,000intro rate
Requirements
Product: Terms available ranging from 3 months to 60 months. Penalty will be imposed for early withdrawal.
Offer: New accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal.
Promotional rate · Effective Apr 20, 2026
Rate checked
More details - 4.00%APY$299 over 9 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
3.94% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.00%APY$366 over 11 months on $10,000
Requirements
Product: No monthly fees. Rate guaranteed for the term of the account. Automatically renewable. Fees may reduce earnings. Rates are subject to change without notice.
Offer: 11 Months Fixed. APY is calculated based on a one-year time frame.
3.92% interest rate
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000with conditions
Requirements
Product: May be subject to early withdrawal penalty. No setup or service fees.
Offer: With an existing relationship with TCB or open a new deposit/loan with TCB (beyond the CD).
Qualified rate
Rate checked
More details - 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.
Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.
Promotional rate · Balance cap $250,000 · Effective Sep 17, 2026
Rate checked
More details - 4.00%APY$502 over 15 months on $10,000intro rate
Requirements
Product: CD minimum to open and earn APY in branch is $500. Minimum to open and earn APY online is $1,000, except featured 8-month term which is $10,000 online.
Offer: CD Special. Offers require new money - funds not on deposit at Civista. Minimum opening balance and minimum balance to obtain APY is $500 in branch ($1,000 online).
Promotional rate · 3.92% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.00%APY$851 over 25 months on $10,000
Requirements
Product: Minimum $1,000 to open. Interest on CDs less than $10,000 with a term of 12 months or less must be compounded or deposited into a checking or savings account. No monthly interest checks are issued. Early withdrawal penalties may be imposed.
Offer: Must be new money from an outside source.
3.93% interest rate · Effective Aug 13, 2026
Rate checked
More details - Pathways Financial Credit UnionShare CertificatesCD · 60 months · $500 min · 4.00%–4.10% by balance
Credit union · 7 branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Rate and annual percentage yield is fixed for the term of the share certificate. Penalty for early withdrawal of principal: 180 days' dividends for terms less than 36 months, 365 days' dividends for terms equal to or greater than 36 months. Must allow earnings to be added to certificate balance to earn stated APY; withdrawal of monthly earnings will not allow earning stated APY.
Offer: Early withdrawal penalty applies (365 days' dividends for terms 36 months or greater). Earnings must remain in certificate to earn stated APY.
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 4.00% $100,000 and up 4.10% Rate checked
More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Early withdrawal penalty may apply. Interest compounded and paid quarterly.
3.93% interest rate · Effective Oct 13, 2026
Rate checked
More details - 3.97%APY$601 over 18 months on $10,000
Requirements
Product: All members are required to open and maintain a Savings account ($25.00 membership share) in order to have any other HFCU product or service. Penalty applies for early withdrawal when made other than according to terms on certificate, except for 11-month certificates.
3.90% interest rate · Effective Oct 2, 2026
Rate checked
More details - Honda Federal Credit UnionFlex Savings CertificateCD · 20 months · $10,000 min
Credit union · 2 branches
3.90%APY$658 over 20 months on $10,000intro rateRequirements
Product: Penalty will be imposed for early withdrawal from term share accounts. Flex features: Penalty-free deposits and withdrawals allowed during a 10-day window at month 5 or 10 depending on the Flex CD you have (amount must stay at or above minimum); automatic rate increase at 5 or 10 month mark if rates for Flex Certificates increase; optional automatic renewal.
Offer: Limited Time Offer. Flex Premier tier. Early withdrawal penalty applies. Add/withdraw penalty-free at 10-day window.
Promotional rate · 3.82% interest rate · Effective Oct 12, 2026
Rate checked
More details - 3.81%APY$189 over 6 months on $10,000
Requirements
Product: Membership eligibility primarily for Select Employee Groups located in Fairfield County, Ohio and their families.
3.75% interest rate · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Columbus, OH metro
602 CDs at 57 banks and credit unions · checked Oct 16–22
- Typical
- 3.35%
- Top 10% from
- 4.12%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.65%
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Columbus, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 1 branch
- BMI Federal Credit UnionCredit union · 5 branches
- Atomic Credit UnionCredit union · 3 branches