Bank · FDIC insured
North Valley Bank CD Rates
North Valley Bank’s best CD rate is 4.00% APY on a 25-month CD. Terms run from 8 months to 5 years. Rates checked October 16, 2026.
How North Valley Bank’s CD rates compare
Compared with banks and credit unions near Columbus, OH, where North Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
North Valley Bank
4.00%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $851
Certificates of Deposit
Top rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
2nd-highest rate
Scott Associates Credit Union Inc
5.06%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,802
North Valley Bank CD score
79
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo2.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Valley Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 12 terms
Minimum $1,000 to open. Interest on CDs less than $10,000 with a term of 12 months or less must be compounded or deposited into a checking or savings account. No monthly interest checks are issued. Early withdrawal penalties may be imposed.
| Term | APY · Up to $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownTerm is 182 Days | 3.25% | 3.25% | 3.25%3.25% from $50k | $0 |
| UnknownTerm is 91 Days | 3.15% | 3.15% | 3.15%3.15% from $50k | $0 |
| 8 months | 3.25% | 3.25% | 3.25%3.25% from $50k | $216 |
| 11 monthsMust be new money from an outside source | 3.65% | 3.65% | 3.65%3.65% from $50k | $334 |
| 12 months | 3.00% | 3.00% | 3.00%3.00% from $50k | $300 |
| 17 months | 3.70% | 3.70% | 3.70%3.70% from $50k | $528 |
| 18 months | 2.00% | 2.00% | 2.00%2.00% from $50k | $301 |
| 24 months | 2.50% | 2.50% | 2.50%2.50% from $50k | $506 |
| 25 monthsMust be new money from an outside source | 4.00% | 4.00% | 4.00%4.00% from $50k | $851 |
| 27 monthsOption during the first term of this account to exchange this interest rate for a new interest rate offered on time deposits of the amount of this account (or less) with the same term (or shorter) at no cost. Maturity date remains the same | 2.00% | 2.00% | 2.00%2.00% from $50k | $456 |
| 36 months | 0.55% | 0.55% | 0.55%0.55% from $50k | $166 |
| 37 monthsOption during the first term of this account to exchange this interest rate for a new interest rate offered on time deposits of the amount of this account (or less) with the same term (or shorter) at no cost. Maturity date remains the same | 2.25% | 2.25% | 2.25%2.25% from $50k | $710 |
| 60 months | 1.50% | 1.50% | 1.50%1.50% from $50k | $773 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 4.00%APY · 12 terms
Minimum $1,000 to open. Interest on CDs less than $10,000 with a term of 12 months or less must be compounded or deposited into a checking or savings account. No monthly interest checks are issued. Early withdrawal penalties may be imposed.
| Term | APY · Up to $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownTerm is 182 Days | 3.25% | 3.25% | 3.25%3.25% from $50k | $0 |
| UnknownTerm is 91 Days | 3.15% | 3.15% | 3.15%3.15% from $50k | $0 |
| 8 months | 3.25% | 3.25% | 3.25%3.25% from $50k | $216 |
| 11 monthsMust be new money from an outside source | 3.65% | 3.65% | 3.65%3.65% from $50k | $334 |
| 12 months | 3.00% | 3.00% | 3.00%3.00% from $50k | $300 |
| 17 months | 3.70% | 3.70% | 3.70%3.70% from $50k | $528 |
| 18 months | 2.00% | 2.00% | 2.00%2.00% from $50k | $301 |
| 24 months | 2.50% | 2.50% | 2.50%2.50% from $50k | $506 |
| 25 monthsMust be new money from an outside source | 4.00% | 4.00% | 4.00%4.00% from $50k | $851 |
| 27 monthsOption during the first term of this account to exchange this interest rate for a new interest rate offered on time deposits of the amount of this account (or less) with the same term (or shorter) at no cost. Maturity date remains the same | 2.00% | 2.00% | 2.00%2.00% from $50k | $456 |
| 36 months | 0.55% | 0.55% | 0.55%0.55% from $50k | $166 |
| 37 monthsOption during the first term of this account to exchange this interest rate for a new interest rate offered on time deposits of the amount of this account (or less) with the same term (or shorter) at no cost. Maturity date remains the same | 2.25% | 2.25% | 2.25%2.25% from $50k | $710 |
| 60 months | 1.50% | 1.50% | 1.50%1.50% from $50k | $773 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.