Bank · FDIC insured
Fidelity Federal
A $131.6M bank headquartered in Delaware, OH, with 2 branches in Ohio. Best rates: CDs 4.00% and savings 0.10% APY.
Fidelity Federal Carrot Score
66
Carrot Score
Higher than 16% of U.S. banks and credit unions
#37 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Fidelity Federal
Fidelity Federal Savings and Loan Association dates back to 1887 and is headquartered in Delaware, Ohio.
- Headquarters
- 60 N Sandusky St, Delaware, OH 43015
- FDIC certificate
- 29521 ↗
Branches
2 branches in Ohio
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Ohio
2 branches
- Fidelity Federal Savings and Loan Association of DelawareMain office60 N Sandusky St, Delaware, OH 43015Directions
- Route 37 West Branch1940 State Route 37 W, Delaware, OH 43015Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 17.02% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.16% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $82 | $81 | — |
- CapitalLeverage ratio17.02%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.16%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$82Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Fidelity Federal are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.