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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Charlotte, NC-SC metro

  1. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 47 branches

    3.75%APY$217 over 7 months on $10,000
  2. Uwharrie BankCertificates of Deposit (CDs)CD · 17 months · $10,000 min

    Bank · 4 branches

    3.75%APY$535 over 17 months on $10,000intro rate
  3. Latino Community Credit UnionShare Term Certificates RegularCD · 60 months · $500 min

    Credit union · 5 branches

    3.75%APY$2,021 over 60 months on $10,000
  4. Top Carrot, Carrot Score 87
    Members Credit UnionShare CertificatesCD · 24 months · $2,000 min

    Credit union · 2 branches

    3.66%APY$745 over 24 months on $10,000
  5. Charlotte Fire Department CUShare CertificatesCD · 24 months · $2,500 min

    Credit union · 1 branch

    3.60%APY$733 over 24 months on $10,000
  6. Sharonview Federal Credit UnionCertificatesCD · 12 months · $500 min

    Credit union · 7 branches

    3.40%APY$340 over 1 year on $10,000
  7. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 30 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  8. Piedmont Advantage Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 2 branches

    3.30%APY$1,023 over 36 months on $10,000
  9. Top Carrot, Carrot Score 94
    Nova Credit UnionCertificate AccountCD · 24 months · $500 min

    Credit union · 3 branches

    3.29%APY$669 over 24 months on $10,000
  10. Top Carrot, Carrot Score 95
    Allegacy FinancialOnline 24-Month CertificateCD · 24 months · $1,000 min

    Credit union · 5 branches

    3.25%APY$661 over 24 months on $10,000
  11. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 7 branches

    3.25%APY$161 over 6 months on $10,000
  12. Peoples BankCertificate of Deposit (CD)CD · 7 months · $5,000 min

    Bank · 5 branches

    3.20%APY$185 over 7 months on $10,000
  13. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 47 branches

    3.15%APY$315 over 1 year on $10,000
  14. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min

    Credit union · 2 branches

    3.04%APY$1,615 over 60 months on $10,000
  15. Honeywell Philadelphia Division FCUCertificatesCD · 9 months

    Credit union · 1 branch

    3.00%APY$224 over 9 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Charlotte, NC-SC metro

431 CDs at 38 banks and credit unions · checked Oct 6–22

Typical
2.45%
Top 10% from
4.07%
Banks, typical
0.50%
Credit unions, typical
3.50%

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Charlotte, NC-SC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 13 branches
  2. Allegacy FinancialCredit union · 5 branches
  3. American Airlines Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate