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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Boston, MA-NH metro

  1. Southcoast Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    3.82%APY$1,190 over 36 months on $10,000
  2. Massachusetts Family Credit UnionTerm CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    3.81%APY$381 over 1 year on $10,000
  3. Top Carrot, Carrot Score 88
    Middlesex Savings BankCertificate of DepositCD · 3 months · $250 min

    Bank · 30 branches

    3.80%APY$94 over 3 months on $10,000
  4. Top Carrot, Carrot Score 87
    Workers Credit Union5-Month CD SpecialCD · 5 months · $500 min

    Credit union · 5 branches

    3.80%APY$157 over 5 months on $10,000intro rate
  5. South Shore BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 13 branches

    3.80%APY$157 over 5 months on $10,000
  6. Profile BankCertificates of DepositCD · 9 months · $500 min

    Bank · 3 branches

    3.80%APY$284 over 9 months on $10,000
  7. Top Carrot, Carrot Score 97
    USALLIANCE FinancialStep-Up CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000intro rate
  8. First Responders Credit UnionShare Certificate AccountCD · 12 months · $1,000 min · 3.80%–4.06% by balance

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000with conditions
  9. Health Alliance FCUShare CertificatesCD · 3 months · $500 min

    Credit union · 1 branch

    3.75%APY$92 over 3 months on $10,000
  10. Methuen Co-operative BankCertificates of DepositCD · 3 months · $1,000 min

    Bank · 1 branch

    3.75%APY$92 over 3 months on $10,000
  11. The Cooperative BankCertificates of DepositCD · 4 months · $1,000 min

    Bank · 4 branches

    3.75%APY$123 over 4 months on $10,000intro rate
  12. Everett BankCertificate of Deposit - SpecialCD · 5 months · $500 min

    Bank · 3 branches

    3.75%APY$139 over 4.5 months on $10,000intro rate
  13. Mills42 Federal Credit UnionShare CertificateCD · 5 months · $500 min

    Credit union · 1 branch

    3.75%APY$155 over 5 months on $10,000
  14. OneLocal BankCertificate of DepositCD · 6 months · $2,500 min

    Bank · 4 branches

    3.75%APY$186 over 6 months on $10,000intro rate
  15. Winchester Savings BankCertificate of DepositCD · 7 months · $500 min

    Bank · 5 branches

    3.75%APY$217 over 7 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Boston, MA-NH metro

1,541 CDs at 141 banks and credit unions · checked Oct 15–22

Typical
3.04%
Top 10% from
4.10%
Banks, typical
2.78%
Credit unions, typical
3.25%

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Boston, MA-NH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 13 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate