Bank · FDIC insured
Winchester Savings Bank CD Rates
Winchester Savings Bank’s best CD rate is 3.75% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Winchester Savings Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Winchester Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Winchester Savings Bank
3.75%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $217
Certificate of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Winchester Savings Bank CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo0.80%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Winchester Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.75%APY · 12 terms
Assumes principal and interest will remain on deposit until maturity. There may be a substantial penalty should the Bank consent to early withdrawals. Fees/charges could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day Certificate. Minimum daily balance of $10 to earn APY | 0.30% | $7 |
| 4 months4 Month Certificate. Minimum daily balance of $10 to earn APY | 3.60% | $119 |
| 6 months182 Day Certificate. Minimum daily balance of $10 to earn APY | 0.60% | $30 |
| 7 months7 Month Certificate. Minimum daily balance of $10 to earn APY | 3.75% | $217 |
| 9 months9 Month Certificate. Minimum daily balance of $10 to earn APY | 0.50% | $37 |
| 11 months11 Month Certificate. Minimum daily balance of $10 to earn APY | 3.50% | $320 |
| 12 months1 Year Certificate. Minimum daily balance of $10 to earn APY | 0.45% | $45 |
| 15 months15 Month Certificate. Minimum daily balance of $10 to earn APY | 0.50% | $63 |
| 18 months18 Month Certificate. Minimum daily balance of $10 to earn APY | 2.75% | $415 |
| 24 months2 Year Certificate. Minimum daily balance of $10 to earn APY | 2.52% | $510 |
| 36 months3 Year Certificate. Minimum daily balance of $10 to earn APY | 0.70% | $211 |
| 60 months5 Year Certificate. Minimum daily balance of $10 to earn APY | 0.80% | $406 |
Sources (2)
All captured Oct 15, 2026
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