Bank · FDIC insured
Profile Bank CD Rates
Profile Bank’s best CD rate is 3.80% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Profile Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Profile Bank has the most branches. $10,000, best rate first.
This bank’s best
Profile Bank
3.80%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $284
Certificates of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Profile Bank CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo3.43%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo2.02%
- 31–60 months31–60 mo2.02%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Profile Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.80%APY · 9 terms
APYs effective as of 10/15/2026. Rates are subject to change without notice. A fee may be imposed for early withdrawals. Fees could reduce earnings.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsMinimum balance $10,000 to obtain APY | — | 3.17% | 3.17% | $78 |
| 3 monthsMinimum balance $500 to obtain APY | 3.17% | — | 3.17% | $78 |
| 6 monthsMinimum balance $10,000 to obtain APY | — | 3.43% | 3.43% | $170 |
| 6 monthsMinimum balance $500 to obtain APY | 3.43% | — | 3.43% | $170 |
| 9 monthsMinimum balance $10,000 to obtain APY | — | 3.80% | 3.80% | $284 |
| 9 monthsMinimum balance $500 to obtain APY | 3.80% | — | 3.80% | $284 |
| 12 monthsMinimum balance $10,000 to obtain APY | — | 2.27% | 2.27% | $227 |
| 12 monthsMinimum balance $500 to obtain APY | 2.27% | — | 2.27% | $227 |
| 18 monthsMinimum balance $10,000 to obtain APY | — | 2.02% | 2.02% | $305 |
| 18 monthsMinimum balance $500 to obtain APY | 2.02% | — | 2.02% | $305 |
| 24 monthsMinimum balance $10,000 to obtain APY | — | 2.02% | 2.02% | $408 |
| 24 monthsMinimum balance $500 to obtain APY | 2.02% | — | 2.02% | $408 |
| 36 monthsMinimum balance $10,000 to obtain APY | — | 2.02% | 2.02% | $618 |
| 36 monthsMinimum balance $500 to obtain APY | 2.02% | — | 2.02% | $618 |
| 48 monthsMinimum balance $10,000 to obtain APY | — | 2.02% | 2.02% | $833 |
| 48 monthsMinimum balance $500 to obtain APY | 2.02% | — | 2.02% | $833 |
| 60 monthsMinimum balance $10,000 to obtain APY | — | 2.02% | 2.02% | $1,052 |
| 60 monthsMinimum balance $500 to obtain APY | 2.02% | — | 2.02% | $1,052 |
Sources (1)
- profilebank.com/deposit-rates · captured Oct 22, 2026
Special-purpose accounts
IRA CD
Up to 1.51%APY · 3 terms
Available for Traditional, Roth, SEP or Simple IRA. Early withdrawal penalty may apply; fees could reduce earnings.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 1.00% | 1.00% | 1.00%1.00% from $500 | $100 |
| 24 months | 1.26% | 1.26% | 1.26%1.26% from $500 | $254 |
| 36 months | 1.51% | 1.51% | 1.51%1.51% from $500 | $460 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.