Best CD rates and certificates

Requirements

Product: Membership required (live, work, go to school, or worship in NH or York County, ME, or family member of HRCU member; $5 minimum to open membership). Early withdrawal penalty may apply. Dividends based on Average Daily Balance, paid monthly. Rate remains in effect for the term once opened. No setup or maintenance fees. Deposits insured up to $500,000 ($250,000 NCUA + $250,000 ESI).

Requirements

Product: Includes a special penalty-free offer after six days of opening, not available for rollover at maturity. When this Certificate matures, the funds and dividends will automatically be renewed to the next shortest-Term Certificate offered, which may include withdrawal penalties. You can prevent renewal if you mail notice to us at least 30 calendar days before maturity. Minimum deposit to open is $1,000.00.

Offer: Penalty-free withdrawal allowed after six days of opening. Automatically renews at maturity to next shortest-Term Certificate offered unless 30 days notice is given.

Requirements

Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Requires Premier Spending relationship.

Requirements

Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.

Offer: Available exclusively to Premier5 relationship customers.

Requirements

Product: Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. Dividends remain in certificate until maturity; early withdrawal penalty may apply.

Requirements

Product: Must maintain a minimum daily balance of $500.00 (for Regular share certificate types) in your account each day to obtain the disclosed APY. Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Share Certificate accounts. Dividends are compounded daily and paid monthly. Share Certificate APY assumes dividends are retained in the Certificate.

Requirements

Product: Penalty for early withdrawal. Minimum balance to open and earn dividends is $500. Fixed interest rate. Dividends compounded daily and credited monthly.

Requirements

Product: Must live or work in Massachusetts to take advantage of this CD Special. Monthly compounding with funds held to maturity. Additional deposits to CDs are not permitted. Includes a one-time option to bump your rate to a higher rate currently offered for this exact same term. Substantial penalties for early withdrawals may be imposed.

Offer: $10 minimum daily balance required to earn APY. Monthly compounding. Includes a one-time rate bump-up option.

Requirements

Offer: Minimum balance to open account is $500. This product is not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal.

Requirements

Product: Dividends are paid and compounded quarterly, calculated using the daily balance method. Minimum balances required to earn APY. Early withdrawal penalties apply. Must maintain membership share ($5 par value).

Requirements

Product: Minimum $500.00 to open, maximum $250,000.00 opening deposit. Must be new money to Stoughton Co-Operative Bank. CD accounts are subject to early withdrawal penalties.

Offer: Maximum opening deposit $250,000.00; must be new money to Stoughton Co-Operative Bank

Requirements

Product: Requires a $500 minimum daily balance to earn APY and $500 minimum opening deposit. Interest compounded daily and credited monthly. Penalties may be imposed for early withdrawal. Benefit Plus checking account holders receive relationship rate and APY.

Offer: For Benefit Plus customers. Renews automatically into 36 Month CDs.