Bank · FDIC insured
Stoughton Co-Operative Bank CD Rates
Stoughton Co-Operative Bank’s best CD rate is 4.00% APY on a 21-month CD. Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Stoughton Co-Operative Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Stoughton Co-Operative Bank has the most branches. $10,000, best rate first.
This bank’s best
Stoughton Co-Operative Bank
4.00%APY
- Term
- 21–25 months
- Minimum
- $500
- Earns on $10,000
- —
CD Specials
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Stoughton Co-Operative Bank CD score
80
CD score
Higher than 53% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo0.65%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Stoughton Co-Operative Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 4.00%APY · 3 terms
Minimum $500.00 to open, maximum $250,000.00 opening deposit. Must be new money to Stoughton Co-Operative Bank. CD accounts are subject to early withdrawal penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsMaximum opening deposit $250,000.00; must be new money to Stoughton Co-Operative Bank | 3.65% | $303 |
| 15–17 monthsMaximum opening deposit $250,000.00; must be new money to Stoughton Co-Operative Bank | 3.85% | $484 |
| 21–25 monthsMaximum opening deposit $250,000.00; must be new money to Stoughton Co-Operative Bank | 4.00% | $710 |
Sources (1)
- stoughtoncoop.bank/deposit-rates · captured Oct 5, 2026
Certificates of Deposit (CDs)
Up to 0.65%APY · 7 terms
Subject to early withdrawal penalties. Service fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.20% | $10 |
| 12 months | 0.25% | $25 |
| 18 months | 0.30% | $45 |
| 24 months | 0.40% | $80 |
| 30 months | 0.45% | $113 |
| 36 months | 0.50% | $151 |
| 48 months | 0.65% | $263 |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 0.65%APY · 7 terms
Subject to early withdrawal penalties. IRA limitations may apply. Service fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.20% | $10 |
| 12 months | 0.25% | $25 |
| 18 months | 0.30% | $45 |
| 24 months | 0.40% | $80 |
| 30 months | 0.45% | $113 |
| 36 months | 0.50% | $151 |
| 48 months | 0.65% | $263 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.