Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results in Boston, MA-NH metro
- 3.55%APY$446 over 15 months on $10,000intro rate
Requirements
Product: Fixed interest rate. 6 to 60 months terms available. Early withdrawal penalty may be imposed. Annual statement. Terms, interest rates, and APYs are for statement-based CDs only.
Offer: 15 Month Statement CD Special. This offer may be withdrawn at any time. Preferred Checking Account preferential CD rate benefit does not apply to this offer.
Promotional rate · 3.49% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: A Tremont Credit Union Regular Savings Account (membership share) is required to be open and maintained with a balance of at least $5. Early withdrawals may be subject to penalty.
3.45% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Personal Funds Only. Product offer may be withdrawn at anytime.
Offer: Annual Percentage Yield (APY) based on simple interest. Penalty may be imposed for early withdrawals. Personal Funds Only.
3.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.50%APYintro rate
Requirements
Product: Penalty will be imposed for early withdrawal. Offer may be withdrawn at any time. Short-term CD special not eligible for an IRA.
Offer: Pick the term 9-11 Months. Short-term CD special not eligible for an IRA.
Promotional rate · Effective Oct 15, 2026
Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 12 months · $500 min · 3.50%–3.75% by balance
Credit union · 13 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
3.44% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.50% $100,000 and upJumbo tier. 3.75% Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Minimum $500 to open all terms. There is a substantial penalty for early withdrawal. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.
Offer: Minimum $500 to open. Substantial penalty for early withdrawal.
3.44% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Once a certificate is issued, the rate remains in effect for the term. Penalties may apply for early withdrawals. Automatically reinvested at the same term upon maturity.
Offer: Minimum to earn APY is $0.01.
3.45% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.50%APY$530 over 18 months on $10,000
Requirements
Product: Must live or work in Massachusetts or New Hampshire (if in Maine, visit branch or call). Monthly compounding with funds held to maturity. No additional deposits permitted. Early withdrawal penalties may apply.
Offer: $10 minimum daily balance to earn APY. Monthly compounding.
3.44% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.50%APY$898 over 30 months on $10,000intro rate
Requirements
Product: Flex CD features: one-time penalty-free withdrawal up to 25% of principal balance without losing earned interest, one-time rate bump/upgrade during initial term, and one-time additional deposit during initial term not to exceed original deposit amount. CD accounts only; ineligible for IRAs. $500 minimum deposit required to open and earn stated APY. Rate information current as of October 16, 2026.
Offer: 30 Month Flex CD Promo. One-time penalty-free withdrawal up to 25% of principal balance, one-time rate upgrade, one-time additional deposit up to original deposit amount. CD only, IRA ineligible.
Promotional rate · 3.44% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.35%APY$166 over 6 months on $10,000with conditions
Requirements
Product: A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
Offer: Special rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY.
Qualified rate · 3.30% interest rate · Effective Mar 4, 2026
Rate checked
More details - 3.35%APY$278 over 10 months on $10,000intro rate
Requirements
Product: Minimum deposit to open is $1,000.00 with a maximum of $500,000.00 per Tax Reporting Owner. Penalty for early withdrawal.
Offer: To obtain Bump-Up Rate/APY all deposited funds must be new to Canton Co-operative Bank.
Promotional rate · 3.30% interest rate · Balance cap $500,000 · Effective Sep 29, 2026
Rate checked
More details - New England Teamsters Federal Credit UnionFixed Rate Share Certificates of DepositCD · 19 months · $500 min · 3.34%–3.49% by balance
Credit union · 1 branch
3.34%APY$534 over 19 months on $10,000Requirements
Product: Early withdrawal penalty equal to 90 days of loss of dividends on the amount withdrawn. Dividends compounded and paid quarterly. Rates subject to change without notice.
Offer: Special promotional rate offered by NETFCU; rates subject to change at any time. Dividends compounded and paid quarterly.
3.30% interest rate
Rate by balance
Rate by balance for Fixed Rate Share Certificates of Deposit Balance APY $500 and upYour amount 3.34% $500,000 and upJumbo Share Certificate. 3.49% Rate checked
More details - 3.30%APY$164 over 6 months on $10,000with conditions
Requirements
Product: Rates current as of 9/18/2026. Must be OWNER on a Beacon Bank checking account. Balance cannot exceed $1,000,000. APY is variable and subject to change. Early withdrawal penalty may apply.
Offer: Promotional rate valid for 6-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity.
Qualified rate · Balance cap $1,000,000 · Effective Sep 18, 2026
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000with conditions
Requirements
Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.
Offer: Rewards APY requires two qualifying relationships.
Qualified rate · 3.25% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Boston, MA-NH metro
1,533 CDs at 140 banks and credit unions · checked Oct 16–22
- Typical
- 3.05%
- Top 10% from
- 4.10%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.25%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches