Credit union · NCUA insured
New England Teamsters Federal Credit Union CD Rates
New England Teamsters Federal Credit Union’s best CD rate is 3.75% APY on a 13-month share certificate (CD). Terms run from 5 months to 5 years. Rates checked October 15, 2026.
How New England Teamsters Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where New England Teamsters Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
New England Teamsters Federal Credit Union
3.34%APY
- Term
- 19 months
- Minimum
- $500
- Earns on $10,000
- $534
Fixed Rate Share Certificates of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
New England Teamsters Federal Credit Union CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo2.49%
- 16–30 months16–30 mo3.34%
- 31–60 months31–60 mo0.25%
- QualifiedQualified3.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New England Teamsters Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Fixed Rate Share Certificates of Deposit
Up to 3.34%APY · 10 terms
Early withdrawal penalty equal to 90 days of loss of dividends on the amount withdrawn. Dividends compounded and paid quarterly. Rates subject to change without notice.
| Term | APY · $500 and up | APY · $500,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 5 monthsJumbo Share Certificate. Dividends compounded and paid quarterly | — | 3.29% | —3.29% from $500k | — |
| 5 monthsSpecial promotional rate offered by NETFCU; rates subject to change at any time. Dividends compounded and paid quarterly | 3.03% | — | 3.03% | $125 |
| 6 monthsDividends compounded and paid quarterly | 0.05% | — | 0.05% | $2 |
| 12 monthsDividends compounded and paid quarterly | 0.05% | — | 0.05% | $5 |
| 13 monthsJumbo Share Certificate. Dividends compounded and paid quarterly | — | 3.75% | —3.75% from $500k | — |
| 13 monthsSpecial promotional rate offered by NETFCU; rates subject to change at any time. Dividends compounded and paid quarterly | 2.49% | — | 2.49% | $270 |
| 19 monthsJumbo Share Certificate. Dividends compounded and paid quarterly | — | 3.49% | —3.49% from $500k | — |
| 19 monthsSpecial promotional rate offered by NETFCU; rates subject to change at any time. Dividends compounded and paid quarterly | 3.34% | — | 3.34% | $534 |
| 24 monthsDividends compounded and paid quarterly | 0.10% | — | 0.10% | $20 |
| 27 monthsSpecial promotional rate offered by NETFCU; rates subject to change at any time. Dividends compounded and paid quarterly | 2.52% | — | 2.52% | $576 |
| 36 monthsDividends compounded and paid quarterly | 0.10% | — | 0.10% | $30 |
| 48 monthsDividends compounded and paid quarterly | 0.25% | — | 0.25% | $100 |
| 60 monthsDividends compounded and paid quarterly | 0.25% | — | 0.25% | $126 |
Sources (1)
- netfcu.org/cds-iras-and-money-markets · captured Oct 5, 2026
Special-purpose accounts
IRA & Coverdell Fixed Rate Share Certificates
Up to 3.34%APY · 9 terms
Available for Traditional IRA, Roth IRA, and Coverdell Education Savings. Early withdrawal penalty equal to 90 days of loss of dividends on the amount withdrawn. Dividends compounded and paid quarterly. No yearly maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsSpecial promotional IRA rate offered by NETFCU; rates subject to change at any time. Dividends compounded and paid quarterly | 3.03% | $125 |
| 12 monthsDividends compounded and paid quarterly | 0.05% | $5 |
| 13 monthsSpecial promotional IRA rate offered by NETFCU; rates subject to change at any time. Dividends compounded and paid quarterly | 2.49% | $270 |
| 19 monthsSpecial promotional IRA rate offered by NETFCU; rates subject to change at any time. Dividends compounded and paid quarterly | 3.34% | $534 |
| 24 monthsDividends compounded and paid quarterly | 0.10% | $20 |
| 27 monthsSpecial promotional IRA rate offered by NETFCU; rates subject to change at any time. Dividends compounded and paid quarterly | 2.52% | $576 |
| 36 monthsDividends compounded and paid quarterly | 0.10% | $30 |
| 48 monthsDividends compounded and paid quarterly | 0.25% | $100 |
| 60 monthsDividends compounded and paid quarterly | 0.25% | $126 |
Sources (1)
- netfcu.org/cds-iras-and-money-markets · captured Oct 5, 2026
Who can join New England Teamsters Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of a Teamster benefits office within the jurisdiction of Joint Council 10 are eligible for membership.
- Employees of a Teamster local within the jurisdiction of Joint Council 10 are eligible for membership.
- Active or retired Teamsters within the jurisdiction of Joint Council 10 are eligible for membership.
Military, government and schools
- Members of Medford Firefighters Local 1032 are eligible for membership.
Family and household
- Immediate family members of current Medford Firefighters Local 1032 members are eligible for membership.
- Un-remarried spouses of persons who died while within the field of membership are eligible for membership.
1 more way to join
Family and household
- Immediate family members of current Teamster Local members within the jurisdiction of Joint Council 10 are eligible for membership.
Cost to join
- A minimum initial deposit of $5 is required to open a membership account.
Membership information collected October 5, 2026.