Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Appleton, WI metro
- 5.05%APY$207 over 5 months on $10,000
Requirements
Product: Penalty for early withdrawal on Certificates.
Offer: CD Special: Pick Your Term - Choose from 5, 10, or 15 Months Term. Penalty for early withdrawal on Certificates.
4.94% interest rate · Effective Oct 15, 2026
Rate checked
More details - 5.00%APY$415 over 10 months on $10,000intro rate
Requirements
Product: Automatically renews at maturity: 10-month certificate will renew into an 6-month term. Early withdrawal penalty may apply. Institutional and government deposits excluded.
Offer: Compounds quarterly. Automatically renews into a 6-month term.
Promotional rate · 4.91% interest rate · Effective Sep 24, 2026
Rate checked
More details - 4.75%APY$930 over 23 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees and/or penalties could reduce earnings.
Offer: 23 Month term. Minimum deposit/balance of $2000 to open/earn APY. Penalty for early withdrawal.
4.67% interest rate
Rate checked
More details - 4.75%APY$2,612 over 60 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
4.67% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.55%APY$850 over 22 months on $10,000with conditions
Requirements
Product: For individual depositors. Specials may end at any time, without prior notice. Must meet membership eligibility requirements and open Membership Share Savings account with a $5 balance. Early withdrawal penalties apply.
Offer: With active checking account (a Fox Communities Credit Union checking account with a monthly direct deposit or two or more other deposits per month into the same Fox checking). Early withdrawal penalty: 365 Days.
Qualified rate · 4.47% interest rate · Effective Oct 5, 2026
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More details - 4.50%APY$722 over 19 months on $10,000with conditions
Requirements
Product: Certificates will automatically renew for the same term at the current posted rate of interest unless redeemed within 10 days of the maturity date. Penalty may be imposed for early withdrawal.
Offer: Limited-time offer. Promotional APYs apply to initial term only; automatically renews to an 18-month CD at prevailing non-promotional rate. Relationship rates require active checking account. Available for personal accounts opened in person.
Qualified rate · 4.43% interest rate · Effective Sep 28, 2026
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More details - 4.45%APY$559 over 15 months on $10,000
Requirements
Product: Early withdrawal penalties may apply based on the original term. APY assumes dividends remain in the account until maturity; paid semi-annually and at maturity. Minimum deposit amounts as low as $1,000 for adults.
Offer: Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply. Special certificate.
4.40% interest rate · Effective Sep 24, 2026
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More details - 4.40%APY$478 over 13 months on $10,000intro rate
Requirements
Product: Fixed rate of return. Minimum deposit required to open is $1,000. Online opening available for existing North Shore Bank customers.
Offer: Promotional CD rate. Interest compounds quarterly.
Promotional rate · 4.33% interest rate · Effective Oct 15, 2026
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More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Dividends compounded and paid quarterly. A penalty may be imposed for early withdrawal of funds. Terms range from 3 months to 5 years.
Offer: MaxYield Rate
4.33% interest rate · Effective Oct 5, 2026
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More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.25%APY$461 over 13 months on $10,000
Requirements
Product: Start with a balance of $1,000 to open and maintain the account. Make withdrawals without penalty 10 calendar days after the maturity date. A penalty may be imposed for early withdrawal of time deposit accounts. Fees may reduce earnings on this account.
Offer: 13-Month Fixed Rate CD Special (No IRA's).
4.21% interest rate · Effective Sep 24, 2026
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More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Must be eligible and qualify for membership at Verve, a Credit Union; purchase and maintain 1 share at par value of $5.00 in a savings account. Penalty for early withdrawal.
Offer: Special rate certificate. Dividends compound monthly. Automatic renewal upon maturity.
Promotional rate · 4.17% interest rate · Effective Sep 23, 2026
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More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: APY is based on daily compounding and assumes interest remains on deposit. Withdrawals and fees could reduce earnings. Penalty may apply for early withdrawal.
Offer: Special CD. Renews to 30 month CD.
4.18% interest rate · Effective Sep 15, 2026
Rate checked
More details - 4.25%APY$3,382 over 84 months on $10,000
Requirements
Product: Membership required. $500 minimum deposit. Early withdrawal penalty may apply. Automatically renews at current non-promotional rate upon maturity.
4.17% interest rate · Effective Oct 15, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Appleton, WI metro
389 CDs at 29 banks and credit unions · checked Oct 16–22
- Typical
- 2.75%
- Top 10% from
- 4.15%
- Banks, typical
- 2.01%
- Credit unions, typical
- 3.60%
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Find your bank or credit union to see all its rates and how they compare near you.
Appleton, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Community First Credit UnionCredit union · 11 branches
- Evergreen Credit UnionCredit union · 1 branch
- Unison Credit UnionCredit union · 4 branches