Credit union · NCUA insured
Capital Credit Union CD Rates
Top CarrotCapital Credit Union’s best CD rate is 5.00% APY on a 10-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Capital Credit Union’s CD rates compare
Compared with banks and credit unions near Green Bay, WI, where Capital Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Capital Credit Union
5.00%APY
- Term
- 10 months
- Minimum
- $5,000
- Earns on $10,000
- $415
Certificate Special
Top rate
Community First Credit Union
5.05%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $207
2nd-highest rate
PCM Credit Union
5.00%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $331
Capital Credit Union CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo5.00%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.95%
- QualifiedQualified5.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Capital Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Special
5.00%APY · 1 term
Automatically renews at maturity: 10-month certificate will renew into an 6-month term. Early withdrawal penalty may apply. Institutional and government deposits excluded.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsCompounds quarterly. Automatically renews into a 6-month term | 5.00% | $415 |
Sources (3)
All captured Oct 5, 2026
Share Certificate
Up to 3.95%APY · 8 terms
Fixed rates guaranteed for length of term. Federally insured by NCUA. Early withdrawal penalty may apply. Institutional and government deposits excluded.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounds quarterly | 2.00% | $50 |
| 6 monthsCompounds quarterly | 2.50% | $124 |
| 12 monthsCompounds quarterly | 3.00% | $300 |
| 18 monthsCompounds quarterly | 3.25% | $491 |
| 24 monthsCompounds quarterly | 3.50% | $712 |
| 36 monthsCompounds quarterly | 3.75% | $1,168 |
| 48 monthsCompounds quarterly | 3.85% | $1,631 |
| 60 monthsCompounds quarterly | 3.95% | $2,137 |
Dream Builder Flex Certificate
2.50%APY · 1 term
Add-on deposits allowed. Dividends calculated using daily balance method and compounded quarterly. Automatically renews for 12-month terms with a 10-day grace period. Early withdrawal penalty may apply. Institutional and government deposits excluded.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCompounds quarterly. Add-on deposits allowed | 2.50% | $250 |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificate Special
5.00%APY · 1 term
IRA certificate special. Automatically renews at maturity: 10-month certificate will renew into an 6-month term. Early withdrawal penalty may apply. Institutional and government deposits excluded.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsCompounds quarterly. Automatically renews into a 6-month term | 5.00% | $415 |
IRA Share Certificate
Up to 3.95%APY · 8 terms
IRA Certificate/Share Certificate. Early withdrawal penalty may apply. Institutional and government deposits excluded.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounds quarterly | 2.00% | $50 |
| 6 monthsCompounds quarterly | 2.50% | $124 |
| 12 monthsCompounds quarterly | 3.00% | $300 |
| 18 monthsCompounds quarterly | 3.25% | $491 |
| 24 monthsCompounds quarterly | 3.50% | $712 |
| 36 monthsCompounds quarterly | 3.75% | $1,168 |
| 48 monthsCompounds quarterly | 3.85% | $1,631 |
| 60 monthsCompounds quarterly | 3.95% | $2,137 |
IRA Dream Builder Flex Certificate
2.50%APY · 1 term
IRA Dream Builder Flex Certificate. Early withdrawal penalty may apply. Institutional and government deposits excluded.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCompounds quarterly | 2.50% | $250 |
Who can join Capital Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, owns property, or owns/runs a business in Brown, Calumet, Dane, Dodge, Door, Fond Du Lac, Kewaunee, Manitowoc, Marathon, Marinette, Menominee, Oconto, Outagamie, Portage, Shawano, Sheboygan, Waupaca, or Winnebago counties in Wisconsin.
Employers and groups
- Membership is open to employees of Goodwill Of North Central Wisconsin.
Family and household
- Relatives of Capital Credit Union members are eligible to join by federal regulation.
Membership information collected October 5, 2026.