Credit union · NCUA insured
Unison Credit Union CD Rates
Top CarrotUnison Credit Union’s best CD rate is 4.75% APY on a 23-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Unison Credit Union’s CD rates compare
Compared with banks and credit unions near Appleton, WI, where Unison Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Unison Credit Union
4.75%APY
- Term
- 23 months
- Minimum
- $2,000
- Earns on $10,000
- $930
Term Share Certificates
Top rate
Community First Credit Union
5.05%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $207
2nd-highest rate
Capital Credit Union
5.00%APY
- Term
- 10 months
- Minimum
- $5,000
- Earns on $10,000
- $415
Unison Credit Union CD score
92
CD score
Higher than 93% of U.S. banks and credit unions
- 3–8 months3–8 mo1.76%
- 9–15 months9–15 mo4.50%
- 16–30 months16–30 mo4.75%
- 31–60 months31–60 mo2.52%
- QualifiedQualified4.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Unison Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.75%APY · 11 terms
A penalty may be imposed for early withdrawal. Fees and/or penalties could reduce earnings.
| Term | APY · $500 and up | APY · $2,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months90 Day term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 1.01% | — | 1.01% | $25 |
| 6 months6 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 1.76% | — | 1.76% | $88 |
| 12 months12 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $252 |
| 13 months13 Month term. Minimum deposit/balance of $2,000 to open/earn APY. Penalty for early withdrawal | — | 4.50% | 4.50% | $488 |
| 18 months18 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $380 |
| 23 months23 Month term. Minimum deposit/balance of $2000 to open/earn APY. Penalty for early withdrawal | — | 4.75% | 4.75% | $930 |
| 24 months24 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $510 |
| 30 months30 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $642 |
| 36 months36 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $775 |
| 48 months48 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $1,047 |
| 60 months60 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $1,325 |
Sources (1)
- unisoncu.org/personal/deposit-rates · captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA) Share Certificates
Up to 4.75%APY · 10 terms
A penalty may be imposed for early withdrawal. Fees and/or penalties could reduce earnings.
| Term | APY · $500 and up | APY · $2,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months90 Day term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 1.01% | — | 1.01% | $25 |
| 6 months6 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 1.76% | — | 1.76% | $88 |
| 12 months12 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $252 |
| 13 months13 Month term. Minimum deposit/balance of $2,000 to open/earn APY. Penalty for early withdrawal | — | 4.50% | 4.50% | $488 |
| 18 months18 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $380 |
| 23 months23 Month term. Minimum deposit/balance of $2,000 to open/earn APY. Penalty for early withdrawal | — | 4.75% | 4.75% | $930 |
| 24 months24 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $510 |
| 36 months36 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $775 |
| 48 months48 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $1,047 |
| 60 months60 Month term. Minimum deposit/balance of $500 to open/earn APY. Penalty for early withdrawal | 2.52% | — | 2.52% | $1,325 |
Sources (1)
- unisoncu.org/personal/deposit-rates · captured Oct 16, 2026
Who can join Unison Credit Union
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