Best CD rates and certificates

Requirements

Product: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.

Offer: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: Fixed Rate CD: A penalty may be imposed for early withdrawals. Variable Rate CD: Withdrawals in excess of one per month will be subject to penalty.

Requirements

Product: Maximum deposit amount of $250,000 when opened online. Maximum deposit amount of $500,000 when opened in branch. Available for amounts up to $500,000. Automatically renews into same term CD and rate offered at time of maturity. Penalty for early withdrawals.

Requirements

Product: A penalty is imposed for early withdrawal prior to the maturity date. CDs automatically renew.

Offer: Penalty for early withdrawal.

Requirements

Product: Minimum balance to open the account is $1,000. Minimum balance to obtain the APY is $1,000. Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal.

Offer: Compounding frequency at maturity.

Requirements

Product: $500 minimum initial deposit. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.

Offer: Share Certificate Special for the months of August, September, and October. Effective 8/1/2026-10/30/2026. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.

Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: Locked rate for length of term. A wide range of terms available from 91 days to 7 years. Early withdrawals subject to penalty. Relationship Rates are available to qualifying customers.

Offer: 37 Month Special. Early withdrawal penalty applies.

Requirements

Product: Term share rates are adjusted each Tuesday but are fixed for the term. Dividends are subject to change without prior notification. Option on certificates of 12 months or longer to have dividends compounded, paid to a share account, or paid by check. 90 days interest penalty for early withdrawal.

Offer: SPECIAL offer; paid quarterly.

Requirements

Product: 18-month variable rate CD. Early withdrawal penalty waived with 7-day notice of intent to withdraw funds; penalty may be imposed without notice. Not eligible to be opened as an IRA CD.

Offer: 18-month variable rate CD. Early withdrawal penalty waived with 7-day notice of intent to withdraw funds; penalty may be imposed without notice.