Credit union · NCUA insured
Healthcare First Credit Union CD Rates
Healthcare First Credit Union’s best CD rate is 3.25% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Healthcare First Credit Union’s CD rates compare
Compared with banks and credit unions near Altoona, PA, where Healthcare First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Healthcare First Credit Union
3.25%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $161
Share Certificates
Top rate
ARC Federal Credit Union
4.33%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,363
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Healthcare First Credit Union CD score
65
CD score
Higher than 15% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Healthcare First Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.25%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.25% | $161 |
| 12 months | 3.00% | $300 |
| 18 months | 2.00% | $301 |
| 24 months | 2.00% | $404 |
| 36 months | 2.00% | $612 |
| 48 months | 2.00% | $824 |
| 60 months | 2.00% | $1,041 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificates
Up to 3.00%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
| 18 months | 2.00% | $301 |
| 24 months | 2.00% | $404 |
| 36 months | 2.00% | $612 |
| 48 months | 2.00% | $824 |
| 60 months | 2.00% | $1,041 |
Sources (2)
All captured Sep 17, 2026
Who can join Healthcare First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Open to any person working in the health care field in Cambria, Somerset, and Blair Counties, Pennsylvania, including employees, doctors, medical staff, technicians, volunteers under hospital staff supervision, and full-time registered students in the health care field.
Family and household
- Open to family members of eligible health care workers/members.
Cost to join
- Opening and maintaining membership requires an initial minimum Share deposit of $5.00 in a Share Account.
Membership information collected October 5, 2026.