Bank · FDIC insured
Hometown Bank of Pennsylvania CD Rates
Hometown Bank of Pennsylvania’s best CD rate is 4.25% APY on a 25-month CD, with extra requirements. Terms run from 6 months to 61 months. Rates checked October 16, 2026.
How Hometown Bank of Pennsylvania’s CD rates compare
Compared with banks and credit unions near Altoona, PA, where Hometown Bank of Pennsylvania has the most branches. $10,000, best rate first.
This bank’s best
Hometown Bank of Pennsylvania
4.25%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $906
Certificates of Deposit
Top rate
ARC Federal Credit Union
4.33%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,363
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Hometown Bank of Pennsylvania CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.04%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hometown Bank of Pennsylvania ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 12 terms
Fixed Rate CD: A penalty may be imposed for early withdrawals. Variable Rate CD: Withdrawals in excess of one per month will be subject to penalty.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownTerm: 7-91 days | — | 0.15% | 0.15% | $0 |
| 6 months | — | 4.05% | 4.05% | $200 |
| 12 months | — | 0.25% | 0.25% | $25 |
| 12 monthsWithdrawals in excess of one per month will be subject to penalty | 2.27% | — | 2.27% | $227 |
| 13 months | — | 4.15% | 4.15% | $450 |
| 18 months | — | 0.30% | 0.30% | $45 |
| 24 months | — | 0.35% | 0.35% | $70 |
| 25 months | — | 4.25% | 4.25% | $906 |
| 30 months | — | 0.40% | 0.40% | $100 |
| 36 months | — | 3.04% | 3.04% | $940 |
| 48 months | — | 0.50% | 0.50% | $202 |
| 60 months | — | 0.60% | 0.60% | $304 |
| 61 months | — | 1.81% | 1.81% | $955 |
Sources (1)
- hometownbankpa.com/resources/rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.