Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–11 of 11 in Altoona, PA metro · median 5.25% APR
- 4.50%APRas low as
Terms
Model years 2026, 2025. Lower interest rate for 48 & 60 month terms are only offered for New Vehicles with A+, A, & B scores. Rate based on credit worthiness. Rates listed are as low as.
Auto loan score 85 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as
Terms
Rates, amount, and term based on credit score.
Auto loan score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as · up to 10.25%
4.75% APR, up to 10.25%
Terms
Depends on credit score.
Auto loan score 87 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Terms
Limited time loan special for new vehicle purchases or refinancing.
Auto loan score 87 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Auto loan score 83 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
As low as 5.25% APR.
Auto loan score 77 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
As low as rate for well qualified borrowers.
Auto loan score 77 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 6.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Payment per $1,000 is $18.06. Requires monthly payment auto-drafted from PennCrest BANK checking account.
Auto loan score 62 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - 6.50%APRas low as
Terms
Monthly payment per $1,000 is $19.56. Rates subject to change at anytime without notice.
Auto loan score 62 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 6.79%APRas low as · up to 15.69%with conditions
6.79% APR, up to 15.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
To qualify for the lowest APR available (6.79%): term must be 48 months or less; collateral model year must be 2025 or newer; must have or open an M&T MyChoice Premium or Power Checking account at time of application; and automatic payment deductions from any M&T checking account must be established. Terms up to 84 months available.
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 9.25%APRas low as
Terms
5-Year Fixed. Model Years 2025 & 2026. Estimated payment $520.48 based on $25,000 loan amount.
Auto loan score 60 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Altoona, PA metro
11 banks and credit unions · checked Oct 16
- Typical
- 5.25%
- Top 10% up to
- 4.74%
- Banks, typical
- 6.64%
- Credit unions, typical
- 4.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Altoona, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ARC Federal Credit UnionCredit union · 2 branches