Bank · FDIC insured
Investment Savings Bank
A $105.2M bank headquartered in Altoona, PA, with 2 branches in Pennsylvania. Best rates: CDs 4.04% and savings 0.25% APY.
Investment Savings Bank Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#14 of 20 in Altoona, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Investment Savings Bank
Investment Savings Bank is a mutual savings bank and mortgage-based lending specialist.
The bank operates offices in Altoona and Duncansville, Pennsylvania.
- Headquarters
- 900 S 16th St, Altoona, PA 16602
- FDIC certificate
- 30121 ↗
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Investment Savings BankMain office900 S 16th St, Altoona, PA 16602Directions
- Duncansville Branch200 Patchway Rd, Duncansville, PA 16635Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 21.72% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.13% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.41% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $59 | $81 | — |
- CapitalLeverage ratio21.72%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.13%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.41%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$59Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Investment Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.