Compare Bank & Credit Union Rates
Best CD rates in Wisconsin
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Wisconsin
- Governmental Employees Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 2 branches
4.50%APY$450 over 1 year on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawals are subject to penalty. No monthly maintenance fees or setup fees.
Offer: CD Special - Limited Time Offer. Early withdrawals are subject to penalty.
Promotional rate · 4.41% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.40%APY$440 over 1 year on $10,000
Requirements
Product: Personal accounts only. Minimum balance to open is $500. Early certificate withdrawal penalties apply (90 days of dividends for terms under 1 year; 180 days of dividends for all other terms). Financial institutions and public funds are ineligible.
Offer: Personal accounts only. Penalty for early withdrawal.
4.31% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty applies. Dividends calculated and paid quarterly. Minimum opening deposit $100.
4.23% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000
Requirements
Product: Penalty for early withdrawal. For all certificates unless otherwise noted: minimum deposit of $500 required to open certificate and earn dividends. 3 Month Certificate requires a minimum deposit of $5,000.
Offer: Penalty for early withdrawal.
4.22% interest rate
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More details - 4.30%APY$430 over 1 year on $10,000
Requirements
Product: All CD's earn interest at a fixed rate determined on date of purchase. Substantial penalty for early withdrawal. Automatically renewable at the rate in effect on renewal date. Minimum balance requirements may exist.
4.23% interest rate · Effective Aug 31, 2026
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More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Offer: Rates as of August 27, 2026. APY assumes interest will remain on deposit until maturity. Early withdrawal fees may apply. Minimum balance to obtain APY is $1,000.00.
4.23% interest rate · Effective Aug 27, 2026
Rate checked
More details - Park BankCertificate of DepositCD · 12 months · $2,500 min · 1.71%–4.26% by balance
Bank · 3 branches
4.26%APY$426 over 1 year on $10,000intro rateRequirements
Product: Penalties may be imposed for early withdrawal.
Offer: Less than $10,000 Minimum Daily Balance to Earn Annual Percentage Yield; 1 Year term.
Promotional rate · 1.70% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $10,000 1.71% $10,000 and upYour amountInterest rate on the 1-year CD is a special, limited time offer. 4.26% Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Built-in flexibility Triple Choice options available at account opening: Boost It (one-time rate change extending the term), Access It, or Build It. Early withdrawal penalty applies: penalty equal to all interest for terms 3 to 6 months; 12 months interest for terms greater than 6 months.
4.18% interest rate · Effective Oct 14, 2026
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More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Substantial penalty for early withdrawal. Rates as of September 18, 2026.
4.21% interest rate · Effective Sep 18, 2026
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More details - 4.25%APY$425 over 1 year on $10,000intro rate
Requirements
Product: Interest is compounded quarterly.
Offer: Special CD rate. APY achieved only if interest is compounded quarterly.
Promotional rate · 4.18% interest rate · Compounded quarterly
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More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Certificate penalty for early withdrawals applies; during the first three months all dividends are forfeited.
4.18% interest rate
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More details - Northwestern Mutual Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · 3 branches
4.24%APY$424 over 1 year on $10,0004.15% interest rate · Effective Oct 1, 2026
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More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Rates and terms apply to regular and jumbo CDs up to $1 million. Advance approval required over $1 million. Penalty for early withdrawal may apply. Fees could reduce earnings.
Offer: APY compounded monthly.
4.07% interest rate · Compounded monthly · Balance cap $1,000,000
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More details - Blackhawk Community Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.60%–4.10% by balance
Credit union · 10 branches
4.10%APY$410 over 1 year on $10,0003.55% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and up 3.60% $10,000 and upYour amountJumbo Certificate 4.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Wisconsin
242 CDs at 199 banks and credit unions · checked Oct 16–22
- Typical
- 2.75%
- Top 10% from
- 4.00%
- Banks, typical
- 2.46%
- Credit unions, typical
- 2.87%
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Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches