Bank · FDIC insured
Waukesha State Bank CD Rates
Waukesha State Bank’s best CD rate is 4.65% APY on a 5-year CD. Terms run from 6 months to 7 years. Rates checked October 17, 2026.
How Waukesha State Bank’s CD rates compare
Compared with banks and credit unions near Milwaukee, WI, where Waukesha State Bank has the most branches. $10,000, best rate first.
This bank’s best
Waukesha State Bank
4.65%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,552
Certificate of Deposit
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Bank Five Nine
4.65%APY
- Term
- 23 months
- Minimum
- $2,500
- Earns on $10,000
- $910
Waukesha State Bank CD score
97
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.40%
- 31–60 months31–60 mo4.65%
- QualifiedQualified4.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Waukesha State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.65%APY · 7 terms
Rates and terms apply to regular and jumbo CDs up to $1 million. Advance approval required over $1 million. Penalty for early withdrawal may apply. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAPY compounded monthly | 4.00% | $198 |
| 12 monthsAPY compounded monthly | 4.15% | $415 |
| 18 months18 Month with "Raise Your Rate" Option. APY compounded monthly | 4.25% | $644 |
| 24 monthsAPY compounded monthly | 4.40% | $899 |
| 36 monthsAPY compounded monthly | 4.40% | $1,379 |
| 60 monthsAPY compounded monthly | 4.65% | $2,552 |
| 84 monthsAPY compounded monthly | 4.65% | $3,746 |
Sources (3)
- waukeshabank.com/en-espanol/cds-hsas-and-iras-
- waukeshabank.com/personal/savings/cd-and-ira-rates
- waukeshabank.com/personal/savings/cds-iras-hsas
All captured Oct 17, 2026
Special-purpose accounts
IRA Fixed Rate CD
Up to 4.65%APY · 6 terms
Applies to Traditional IRA, Roth IRA, and Coverdell Savings fixed rate certificate accounts. No account maintenance fees. FDIC insured up to $250,000. Early withdrawal penalties may apply. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAPY compounded monthly | 4.15% | $415 |
| 18 monthsAPY compounded monthly | 4.25% | $644 |
| 24 monthsAPY compounded monthly | 4.40% | $899 |
| 36 monthsAPY compounded monthly | 4.40% | $1,379 |
| 48 monthsAPY compounded monthly | 4.40% | $1,880 |
| 60 monthsAPY compounded monthly | 4.65% | $2,552 |
Sources (3)
- waukeshabank.com/en-espanol/cds-hsas-and-iras-
- waukeshabank.com/personal/savings/cd-and-ira-rates
- waukeshabank.com/personal/savings/cds-iras-hsas
All captured Oct 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.