Compare Bank & Credit Union Rates
Best CD rates in Wisconsin
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in Wisconsin
- 4.17%APY$705 over 20 months on $10,000
Requirements
Product: Allows continuous deposits over the duration of the certificate's term. Requires new money deposits. Compounded and credited quarterly. Penalty for early withdrawal is half of interest earned over the term.
Offer: Requires $1,000 new money deposit.
4.11% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.15%APY$486 over 14 months on $10,000
Requirements
Product: Minimum balance to open is $1,000.00. No deposits can be added. Early withdrawals of principal prior to maturity date will result in substantial penalties and account closure. Interest credited at maturity on CDs less than 12 months; quarterly compounding on accounts 12 months and over. Fees may reduce earnings.
Offer: SPECIAL! 14-Month Certificate. Quarterly compounding. Fees may reduce earnings.
4.09% interest rate · Effective Oct 14, 2026
Rate checked
More details - 4.15%APY$486 over 14 months on $10,000intro rate
Requirements
Product: Fixed interest rate for entire term of certificate. Interest does not compound. Renewable and Non-Renewable CDs are available. CD Specials renew at next shortest standard term rate. Subject to penalty for early withdrawal.
Offer: Special term CD; renews at next shortest standard term rate.
Promotional rate · 4.15% interest rate · Effective Sep 17, 2026
Rate checked
More details - 4.15%APY$521 over 15 months on $10,000intro rate
Requirements
Product: Certificates may be issued for terms other than listed above. Interest for certificates issued for terms other than listed will be paid at the rate for the nearest lower term. The Annual Percentage Yield on all Time Certificates is figured on a compounding quarterly basis for a 12-month period of time. This yield will fluctuate when compounding at a different interval or for any lesser time. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: 15 Month Special.
Promotional rate · 4.09% interest rate · Effective Oct 15, 2026
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More details - 4.15%APY$521 over 15 months on $10,000
Requirements
Product: Rates subject to change without notice. Annual Percentage Yields are based on dividends remaining on the certificate. Penalty may be applied for early withdrawal. Membership open to eligible persons living/working in specified WI/MN counties or eligible employee/family groups.
4.07% interest rate · Effective Jul 17, 2026
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More details - 4.15%APY$629 over 18 months on $10,000
Requirements
Product: Fixed rate account and time deposit. Penalty may be imposed for early withdrawal before maturity. Minimum balance to open is $1,000.00. For 9-month and 18-month CD specials, minimum balance to open is $1,000; $1,000 required minimum balance to obtain stated APY for Minors, Students or Organizations.
Offer: Special offer. Minimum balance to open: $1,000.00. $1,000 required minimum balance to obtain stated APY for Minors, Students or Organizations.
4.07% interest rate · Effective Oct 2, 2026
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More details - 4.15%APY$811 over 23 months on $10,000
4.15% interest rate · Effective Oct 4, 2026
Rate checked
More details - 4.15%APY$811 over 23 months on $10,000intro rate
Requirements
Product: New money only. Limited time offer. CDs over $250,000 will be reviewed on an individual basis. Early withdrawal penalty may apply.
Offer: New money only. Limited time offer. Interest is paid out quarterly. CDs over $250,000 reviewed on an individual basis.
Promotional rate · 4.09% interest rate · Effective Sep 8, 2026
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More details - 4.15%APY$1,070 over 30 months on $10,000with conditions
Requirements
Product: All CDs require a $500 minimum deposit. Subject to early withdrawal penalty.
Offer: Rewards APY requires two qualifying relationships: direct deposit of at least $1,000/month, at least $25,000 on deposit, or a qualifying loan in good standing.
Qualified rate · 4.07% interest rate
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More details - 4.11%APY$203 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal.
Offer: Term: 182 Day.
4.05% interest rate · Effective Jul 23, 2026
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More details - 4.11%APY$1,399 over 39 months on $10,000intro rate
Requirements
Product: Interest is compounded and credited quarterly. Calculated using daily balance method. Subject to early withdrawal penalty. Automatic renewal at maturity with a 10-day grace period.
Promotional rate · 4.05% interest rate
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More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - Racine Municipal Employees Credit UnionCertificate AccountsCD · 7 months · $1,000 min
Credit union · 1 branch
4.10%APY$237 over 7 months on $10,000Requirements
Product: Minimum balance to open: $1,000. $5 membership deposit required. Closed before maturity: 90-day dividend penalty applies.
Offer: 7 Month Special
4.03% interest rate
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More details - Winnebago Community Credit Union8-Month Share Certificate SpecialCD · 8 months · $5,000 min
Credit union · 3 branches
4.10%APY$271 over 8 months on $10,000intro rateRequirements
Product: Membership eligibility required. NCUA insured. Certificate dividends compound monthly. Early withdrawal penalty may be imposed. Minimum deposit/balance of $5,000 to open and earn APY. Rates subject to change.
Offer: Certificate dividends compound monthly. Early withdrawal penalty may be imposed. Minimum deposit/balance of $5,000 to open/earn APY.
Promotional rate · 4.03% interest rate · Effective Apr 25, 2025
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More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: Must be opened with new money, defined as new to Byline. For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Must be opened with new money, defined as new to Byline. Interest compounded and paid quarterly. No minimum balance required to earn APY.
Promotional rate · 4.04% interest rate · Effective Sep 29, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wisconsin
1,997 CDs at 210 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.15%
- Banks, typical
- 2.77%
- Credit unions, typical
- 3.05%
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Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches