Credit union · NCUA insured
Racine Municipal Employees Credit Union CD Rates
Top CarrotRacine Municipal Employees Credit Union’s best CD rate is 4.10% APY on a 7-month share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Racine Municipal Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Racine, WI, where Racine Municipal Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Racine Municipal Employees Credit Union
4.10%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $237
Certificate Accounts
Top rate
Marine Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,462
2nd-highest rate
Landmark Credit Union
4.40%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $440
Racine Municipal Employees Credit Union CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo1.51%
- 16–30 months16–30 mo1.77%
- 31–60 months31–60 mo2.12%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Racine Municipal Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 4.10%APY · 9 terms
Minimum balance to open: $1,000. $5 membership deposit required. Closed before maturity: 90-day dividend penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.01% | $25 |
| 6 months | 1.11% | $55 |
| 7 months7 Month Special | 4.10% | $237 |
| 9 months | 1.21% | $91 |
| 12 months | 1.51% | $151 |
| 18 months | 1.51% | $227 |
| 24 months | 1.77% | $357 |
| 36 months | 2.02% | $618 |
| 48 months | 2.12% | $875 |
Who can join Racine Municipal Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of RYDE Racine Transit are eligible for membership.
Military, government and schools
- Employees and retirees of the City of Racine are eligible for membership.
- Employees and retirees of the County of Racine are eligible for membership.
- Employees and retirees of RUSD and all other Educational Institutions are eligible for membership.
- Employees and retirees of Federal, State, and Municipal Government are eligible for membership.
- Employees and retirees of the Villages of Caledonia & Mt. Pleasant are eligible for membership.
1 more way to join
Family and household
- Immediate family members of qualifying employees and retirees are eligible for membership.
Membership information collected October 5, 2026.